Joseph Chacko C2 Financial Corporation

Dream of a Bigger home with our ultra-low rate, zero lender fees and faster closing!

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Serving Across Multiple States

5star287 Reviews
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Trust
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location_on San Diego, CA
92101San DiegoCAUS
business_center27 Years in Business
- schedulearrow_drop_down
- Open
Business Timings
schedule

Monday :

8:00 AM to 7:00 PM

Open

schedule

Tuesday :

8:00 AM to 7:00 PM

Open

schedule

Wednesday :

8:00 AM to 7:00 PM

Open

schedule

Thursday :

8:00 AM to 7:00 PM

Open

schedule

Friday :

8:00 AM to 7:00 PM

Open

schedule

Saturday :

9:30 AM to 12:00 PM

Open

miscellaneous_services Service Offered

Financial & Legal Services, Loan Services, Mortgage Loan Services

Overview of Joseph Chacko C2 Financial Corporation

Experience
27 Years in Business
Business owner name
Joseph Chacko
Contact name
Joseph Chacko

Services Offered by Joseph Chacko C2 Financial Corporation

Highlights of Joseph Chacko C2 Financial Corporation

Real Estate Loans

Photos

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Areas Served in US by Joseph Chacko C2 Financial Corporation

620 More cities

Key Business Information of Joseph Chacko C2 Financial Corporation

Licence Number

Nmls C2:135622, 247199

About Joseph Chacko C2 Financial Corporation

About Joseph

I am Branch Manager/Sr. Mortgage Banker with C2 Financial Corporation. My goal is to provide you with the most competitive rate at the lowest cost and deliver a hassle-free mortgage experience. As a Top 1% Loan Originator nationally and recipient of many Top Originator awards nationwide from leading national publications such as National Mortgage News Magazine, Scotsman Guide and Mortgage Executive Magazine etc. I have helped thousands of satisfied clients with their home purchase and refinance loans in the past 14 years. We lend primarily through the wholesale lending channel of 100+ major banks/lenders and screening their best rates before offering you the absolute best home mortgage offer. We do the most accurate Rate shopping for you!

Home Purchase or Refinance Loan
Guaranteed Low rate, No Lender Fees, No upfront cost of Hidden Fees!

Why choose Joseph for your mortgage Needs?:

No Lender fees to You! Purchase or Refinance!

No application fee, No rate lock fee, processing fee or loan origination charges to you!

Most competitive rates -no hidden fees or surprises at closing!
Fast closing- application to funding- 21 days or less!
Wholesale lending platform to choose the best Rates!
Accurate mortgage rate shopping!
1% down conventional loan available!

Email: joe@c2fincorp.com
Website: www.C2fincorp.com
Licensed In: CA, AZ, CO, FL, NV, OR, TX and WA.

You haven’t got the best home loan until you checked our wholesale rates!

Service Details

Purchase

If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At C2 Financial Corporation, we are dedicated to finding the loan that fits your individual needs .

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Refinancing

Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

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Review for Joseph Chacko C2 Financial Corporation in San Diego, CA

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5 Ratings
287 reviews

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All Reviews 287

Neethu Thomas7 months ago

Rated 5.0 We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.

Neethu Thomas7 months ago

Jobin Manuel7 months ago

Rated 5.0 Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

Jobin Manuel7 months ago

Rated 5.0 Really happy to work with Joseph. He is very professional and trustworthy and we like to appreciate all the assistance he provided us to secure the loan.

Suraj AB12 months ago

Rated 5.0 Joseph has been very helpful in getting all the home mortgage paperwork ready for us. I didn’t have to worry about anything during what is always a hectic and stressful time from putting an offer for a home you love and closing on it. Much thanks! Highly recommend Joseph for your future home buying needs!

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Frequently Asked Questions - Joseph Chacko C2 Financial Corporation

- 1. How can we help?
  If you are looking for this type of refinancing, C2 Financial Corporation can find a program suited to your financial needs. We offer cash-out programs for Owner-occupied homes and Non-owner occupied homes, with low, affordable rates.

- 2. What are the benefits?
  By cashing out on your home, you can obtain cash on the value of your own home to pay off debts or upcoming expenses. The refinance transaction can also provide you with a better mortgage loan interest rate that will save on your monthly mortgage payments during the loan. And it's tax-deductible.

- 3. Three Types of Reverse Mortgages
  The three basic types of reverse mortgage are: single-purpose reverse mortgages, which are offered by some state and local government agencies and nonprofit organizations; federally-insured reverse mortgages, which are known as Home Equity Conversion Mortgages (HECMs), and are backed by the U. S. Department of Housing and Urban Development (HUD); and proprietary reverse mortgages, which are private loans that are backed by the companies that develop them. Single-purpose reverse mortgages generally have very low costs. But they are not available everywhere, and they only can be used for one purpose specified by the government or nonprofit lender, for example, to pay for home repairs, improvements, or property taxes. In most cases, you can qualify for these loans only if your income is low or moderate.

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Joseph Chacko C2 Financial Corporation in San Diego, CA

Joseph Chacko C2 Financial Corporation is a premier loan service provider located in the beautiful city of San Diego, CA. We specialize in Mortgage Loan Services, Home Loan Services, and Residential Loan Services, serving clients across multiple states with unmatched professionalism and expertise.

Mission

Our mission is to provide personalized, high-quality loan services that meet our clients' unique financial needs. We are dedicated to making the loan process seamless, transparent, and efficient, offering our clients peace of mind and financial solutions that work for them.

Expertise

We have a team of highly competent and experienced loan officers who are well-versed in market trends and regulatory standards. Our team's extensive knowledge and expertise facilitate our ability to provide our clients with reliable and effective loan services.

Why Choose Joseph Chacko C2 Financial Corporation in San Diego, CA?

Customized Solutions:

We understand that each client has unique financial needs. Thus, we provide customized loan solutions designed to meet these individual needs while ensuring maximum financial benefits.

Expert:

Our team is comprised of seasoned loan officers who are experts in their field. They have a deep understanding of the complexities of the loan process and work tirelessly to guide our clients towards the most beneficial financial decisions.

Credentials:

We are a fully licensed and accredited loan service provider, offering our clients the security and peace of mind that comes with working with a reputable, trustworthy organization.

Awards:

Our commitment to excellence and customer satisfaction has earned us multiple awards and recognitions in the industry.

Recognition:

We're proud of our industry reputation, earned through years of dedicated service. Our clients know they can count on us for reliable, honest, and efficient loan services.

Astrology Insight:

Our unique approach incorporates astrology insights to help our clients make informed financial decisions that align with their life path and goals.

Comprehensive Services:

We offer a wide range of loan services to cater to a variety of financial needs. Whether you need Mortgage Loan Services, Home Loan Services, or Residential Loan Services, we've got you covered.

Client Satisfaction:

Client satisfaction is our top priority. We strive to exceed client expectations through our responsive service, personalized solutions, and commitment to financial integrity.

Services Offered

Mortgage Loan Services
Home Loan Services
Residential Loan Services

Contact Joseph Chacko C2 Financial Corporation in San Diego, CA

We invite you to reach out to us to discuss your financial needs and learn more about our services. Our team is ready and eager to assist you. Contact us today and let us help you make your financial goals a reality.