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Joseph Chacko C2 Financial Corporation
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27 Years in Business
- Nmls C2:135622, 247199
Neighborhoods:Reserve, Alta Vista, Amberwood, Avendale
From the Business:Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years in a row. His experience, 24-hour attention to detail, and dedication to his clients are the reason why the area's top realtors choose him as their preferred lender. As a Senior Mortgage Consultant with C2 Financial Corporation, Joseph takes a consultative approach to the home loan process by customizing each transaction to help his customers achieve their home financial goals. Joseph currently works with over 110 banks/Mortgage companies, and typically beat correspondent and retail lenders rates by .250%-500% and offer lower lender fees.Read more

VIKRAM BOREGOWDA, REALTOR® - STERLING NESTS
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16 Years in Business
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16Sold
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6For Sale
- Language:Hindi , Kannada
- 02211620
- $3k-$1350k
- Rental Properties Avg - $4860
- Sold Properties Avg - $1350000
Neighborhoods:Reserve, Alta Vista, Amberwood, Avendale
From the Business:Energetic, passionate, and deeply knowledgeable, Vikram Boregowda is all about delivering exceptional service to his clients. With over 15+ years of experience as a licensed Real Estate agent and Investor, Vikram specializes in buying, selling, and leasing residential, commercial, luxury, and foreclosed properties. Serving San Diego County and the Bay Area, Vikram’s expertise spans first-time homebuyers, seasoned investors, and everything in between. His proactive approach, sharp negotiation skills, and foresight ensure smooth transactions, addressing potential challenges before they become issues. As a proud member of the Realtor Association of San Diego and the National Association of Realtors, Vikram combines professionalism with a personal touch, making him the ideal partner for your real estate journey. Whether you are exploring new construction, luxury properties, or investment opportunities, Vikram’s integrity, hard work, and creative solutions guarantee results. His easy-going style, deep market knowledge, and commitment to client satisfaction set him apart in the industry. Few things you can always count on with Vikram: passion for real estate, unwavering integrity, relentless commitment, and a fun, stress-free experience. Ready to buy, sell, or invest? Partner with Vikram Boregowda today and let his 15+ years of experience work for you! Read more

Neighborhoods:El Modena, Airport, Alegre Corona, Alessandro Heights
From the Business:Rapid Capital Funding PC is in the Mortgage Bankers in near California and Loan Correspondents industry in Irvine, CA. At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We are specialized in purchase and refinancing for mortgage. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. We work with more than 100 investors. This allows us to get you highly competitive rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs! Feel free to contact Mr Navin Kohli for related to buying, selling, refinancing, or construction your dream home. Read more

Neighborhoods:Macomb Township, Balboa Park, Barrio Logan, Black Mountain Ranch
From the Business:We work face-to-face with borrowers to prequalify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. We can help you make sense out of your credit and offer tips on improving it. We understand that your home is likely your biggest investment. Our specialized approach will help you to maximize the returns on your investment, all while minimizing the cost involved. We will help you through the whole process from beginning to end to ensure you have the best experience possible. We insist that all transactions with our customers, associates, vendors, and suppliers meet the highest ethical standards. Our experienced staff will help you choose the right mortgage program- NMLS Read more

Champion Home Loans Inc
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20 Years in Business
- Language:Malayalam , Urdu
- 327086
Neighborhoods:Airport, Alegre Corona, Alessandro Heights, Alta Vista
From the Business:Jacob has been in the mortgage industry since 1997 and prides on taking the best possible care of clients through every step of the home buying process. When working with borrowers, Jacob frequently communicates throughout the mortgage process, providing clients with helpful information before, during, and after the transaction. He is passionate about helping his clients choose the right mortgage for their financial goals, providing a 5-star mortgage experience for each and every borrower.Read more

Neighborhoods:Airport, Alegre Corona, Alessandro Heights, Alta Vista
From the Business:I am one of the most distinguished Loan Services in Memphis, TN. I specialize in Auto Loan Services,Business Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan ServicesWhether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.Read more

Neighborhoods:Airport, Alegre Corona, Alessandro Heights, Alta Vista
From the Business:Looking to buy, refinance, or invest in real estate? VVR Loans, located at 831 Transill Circle in Santa Clara, provides fast, flexible, and competitive mortgage solutions tailored to your needs.Residential Purchase & Refinance: Fixed-rate, adjustable-rate, jumbo, FHA/VA, home equity/HELOC, and more.Proudly serving Santa Clara and San Jose areas; NMLS-registered and trusted.Read more

Neighborhoods:Airport, Alegre Corona, Alessandro Heights, Alta Vista
From the Business:Looking for hassle-free home loans, refinancing, or personalized mortgage solutions? Jatayu Loans LLC, based in Irving, TX, is committed to helping you achieve your financial goals with confidence and ease.Home Purchase Loans (FHA, VA, Conventional),Refinance Options for Lower Rates & Better Terms.First-Time Homebuyer Programs.Read more

Agarwal's Mortgage -Sudhir Agarwal
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15 Years in Business
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Language:English , Hindi
- NMLS #1614573
Neighborhoods:Balboa Park, Barrio Logan, Black Mountain Ranch, Carmel Mountain Ranch
From the Business:Agarwal’s Mortgage, led by Sudhir Agarwal, is a trusted mortgage service provider dedicated to helping families and individuals secure their dream homes with confidence and ease. With over 15 years of experience in the mortgage and financial services industry, Sudhir Agarwal has built a reputation for providing clients with personalized mortgage solutions tailored to their unique financial goals. The firm specializes in simplifying the home loan process by offering step-by-step guidance, ensuring clients clearly understand their financing options. Whether you are a first-time homebuyer, refinancing an existing loan, or seeking investment property financing, Agarwal’s Mortgage is committed to making the process seamless and stress-free. Sudhir Agarwal’s expertise covers a wide range of mortgage products, including conventional loans, FHA, VA, jumbo loans, refinancing, and investment property loans. By maintaining strong relationships with top lenders, Agarwal’s Mortgage ensures competitive rates and flexible terms for every client. Clients appreciate Sudhir’s dedication, transparency, and customer-first approach, which has helped hundreds of families achieve financial stability and homeownership success. His personalized service, combined with expert financial insight, makes him a trusted partner in long-term wealth building.Read more

Thirumal Reddy Mogulla Loan Officer
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5 Years in Business
- Language:Telugu , Punjabi
- CA DRE#02116053; NMLS #1974254
Neighborhoods:Airport, Alegre Corona, Alessandro Heights, Alta Vista
From the Business:As a dedicated Loan Officer Specialist, I prioritize staying informed on the latest market trends, interest rates, and regulatory updates, ensuring that you receive the most accurate and insightful guidance when navigating your financing options. Recognizing the value of your time, my expertise is focused on managing all the intricate details of the loan process on your behalf, always with your best interests in mind. Additionally, I have access to exclusive broker-only mortgage lenders, which can provide you with competitive rates and unique mortgage features that may not be available through traditional channels. I take a personalized approach by considering your specific needs and goals, understanding that a one-size-fits-all solution simply does not apply when it comes to mortgages. With years of experience serving clients across Texas and California, I specialize in Home Loans, Mortgage Loans, and Commercial Loans. Our company’s services extend across all 50 states, and I am also licensed to serve as a real estate agent in California, further enhancing the scope of support I can offer to my clients. Contact me today to secure the most competitive rates available and to explore the best solutions tailored to your financial objectives.Read more
Ratings & Reviews for Mortgage Loan Services
I’ve had the pleasure of working with Sudhir Agarwal on multiple transactions, and I can confidently say that he is one of the most reliable and professional lender partners in the industry. From our first interaction, it was clear that Sudhir brings not only a wealth of knowledge and experience in lending but also a genuine dedication to helping clients achieve their financial goals. What truly sets Sudhir apart is his proactive communication and unwavering commitment to service. He’s always accessible, responds promptly to questions, and takes the time to explain complex financial details in a way that clients and partners can easily understand. Whether we were working through a straightforward loan or navigating a more challenging scenario, Sudhir remained calm, solution-oriented, and incredibly supportive throughout the process. His ability to anticipate potential issues and resolve them before they become problems is a huge asset. He consistently meets deadlines, keeps all parties informed, and ensures that deals close smoothly and on time. It’s evident that he takes great pride in his work and holds himself to the highest standards of professionalism and integrity. Sudhir is more than just a lender—he’s a trusted partner and a true team player. I look forward to continuing our partnership and would highly recommend him to any real estate professional or client seeking a dependable and knowledgeable lending expert.
The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!
We had an exceptional experience working with Joseph Chacko throughout our first home purchase process. He was incredibly helpful, knowledgeable, and always available to answer any of our questions and concerns as new homeowners. His guidance and dedication made the entire process smooth and stress-free. We highly recommend Joseph Chacko to anyone looking for outstanding service in their home-buying journey.
I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.
Everything You Need to Know About Mortgage Loan Services

The Common Mistakes to Avoid When Applying for a Mortgage Loan
If you make some common mistakes during the application process, you may have a higher interest rate, a lower loan amount, or even a rejected application. To avoid these pitfalls and secure the best mortgage deal possible, here are some common mistakes to avoid when applying for a mortgage loan.

How to improve your credit score before applying for a mortgage loan
Buying a home is one of the most significant financial decisions you'll ever make, and securing a mortgage loan

10 Tips to Secure the Best Mortgage Loan Rates in 2024
Buying a home is a significant milestone, and securing the best mortgage loan rates can make a huge difference in your financial journey. Here are ten tips to help you get the best rates in 2024. Check Your Credit Score

Things to note while opting for a Mortgage Loan
A mortgage loan allows you to borrow money to buy or refinance a property, such as a house, a flat, or a land. The property serves as collateral or a security for the loan, which means that if you fail to repay the loan, the lender can take possession of the property and sell it to recover the money.