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10 Years
Sai Lakshmana Vankayala
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I work with 50+ lenders who offer a variety of programs to help get you the best possible rates. I am an expert in assisting self-employed borrowers and can help you qualify for the right loan program using a range of loan programs from conventional loans to non-QM loans (no income verification loans) to suit your primary or investment needs.
Rated 5.0 have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.
Rated 5.0 Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai
Rated 5.0 I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!
Rated 5.0 Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.
Rated 5.0 Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!
Sai Lakshmana Vankayala is a seasoned mortgage professional with over a decade of experience in the lending industry. Operating under E Mortgage Capital, Inc., he offers a diverse range of loan services, including mortgage, home, residential, and commercial loans. With access to over 100 lenders, Sai is adept at finding the most competitive rates and suitable loan programs for his clients.
Client Acquisition and Assessment
Sai's approach to client acquisition is rooted in understanding individual financial situations. He conducts thorough assessments to ensure that each client is matched with the most appropriate loan product. His ability to cater to self-employed borrowers and those seeking non-QM (non-qualified mortgage) loans showcases his versatility and commitment to meeting diverse client needs.
Loan Application and Processing
Clients commend Sai for his meticulous attention to detail during the loan application process. He ensures that all paperwork is completed accurately and promptly, facilitating smooth and efficient closings. His proactive communication keeps clients informed at every stage, alleviating any concerns and ensuring a seamless experience.
Relationship Building and Customer Service
Building lasting relationships is at the core of Sai's business philosophy. He is known for his accessibility and willingness to assist clients at any time, even late into the evening. His friendly demeanor and patient explanations make clients feel valued and understood, fostering trust and loyalty.
Staying Updated
In an ever-evolving financial landscape, Sai stays abreast of the latest market trends and lending products. This commitment to continuous learning ensures that his clients receive the most current and beneficial loan options available.
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