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Sanjeev Verma Loan Officer - NMLS 291587
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21 years in Business
- Language:Punjabi , English
Neighborhoods:River Park, Airport, Alegre Corona, Alessandro Heights
From the Business:Sanjeev Verma Loan Officer in California: Top Producer both in Real Estate and Mortgage. Sacramento, Elk Grove and Neighborhood specialist. Client Satisfaction is my number one Goal. Can speak Hindi, Punjabi. Education: Master’s in Computer Science, Masters in Mathematics. Get free evaluation and free consultation for Residential, commercial mortgages loans, small business loans Sacramento. The NMLS - #291587. He is the most talented knowledgeable, accurate loan officer in near California. He is one the member Berkshire Hathaway HomeServices Elite Real Estate team. Contact to get the unique service, wide knowledge and world-class professionalism for your real estate needs.Read more

VIKRAM BOREGOWDA, REALTOR® - STERLING NESTS
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16 Years in Business
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6For Sale
- Language:Hindi , Kannada
- 02211620
- $3k-$1350k
- Rental Properties Avg - $4860
- Sold Properties Avg - $1350000
Neighborhoods:Reserve, Airport, Alegre Corona, Alessandro Heights
From the Business:Energetic, passionate, and deeply knowledgeable, Vikram Boregowda is all about delivering exceptional service to his clients. With over 15+ years of experience as a licensed Real Estate agent and Investor, Vikram specializes in buying, selling, and leasing residential, commercial, luxury, and foreclosed properties. Serving San Diego County and the Bay Area, Vikram’s expertise spans first-time homebuyers, seasoned investors, and everything in between. His proactive approach, sharp negotiation skills, and foresight ensure smooth transactions, addressing potential challenges before they become issues. As a proud member of the Realtor Association of San Diego and the National Association of Realtors, Vikram combines professionalism with a personal touch, making him the ideal partner for your real estate journey. Whether you are exploring new construction, luxury properties, or investment opportunities, Vikram’s integrity, hard work, and creative solutions guarantee results. His easy-going style, deep market knowledge, and commitment to client satisfaction set him apart in the industry. Few things you can always count on with Vikram: passion for real estate, unwavering integrity, relentless commitment, and a fun, stress-free experience. Ready to buy, sell, or invest? Partner with Vikram Boregowda today and let his 15+ years of experience work for you! Read more

Sai Vankayala With Ensure Home Loans
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10 Years in Business
- Language:Tamil , Telugu
- NMLS 2066402
Neighborhoods:Chapel Hill, Abbott Loop, Airport Heights, Basher
From the Business:I work with 50+ lenders who offer a variety of programs to help get you the best possible rates. I am an expert in assisting self-employed borrowers and can help you qualify for the right loan program using a range of loan programs from conventional loans to non-QM loans (no income verification loans) to suit your primary or investment needs. Read more

Gaurav Vaish Loan Advisor NMLS# 2122782
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5 Years in Business
- 2122782
Neighborhoods:Abbott Loop, Airport Heights, Basher, Bayshore/Klatt
From the Business:Looking to buy your dream home or refinance with ease? Connect with Gaurav Vaish, a reliable and knowledgeable mortgage loan advisor helping families and individuals across the Bay Area. With personalized guidance, competitive rates, and a deep understanding of the mortgage process, Gaurav ensures a smooth experience from application to closing.Read more

Joseph Chacko C2 Financial Corporation
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27 Years in Business
- Nmls C2:135622, 247199
Neighborhoods:Reserve, Alta Vista, Amberwood, Avendale
From the Business:Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years in a row. His experience, 24-hour attention to detail, and dedication to his clients are the reason why the area's top realtors choose him as their preferred lender. As a Senior Mortgage Consultant with C2 Financial Corporation, Joseph takes a consultative approach to the home loan process by customizing each transaction to help his customers achieve their home financial goals. Joseph currently works with over 110 banks/Mortgage companies, and typically beat correspondent and retail lenders rates by .250%-500% and offer lower lender fees.Read more
Ratings & Reviews for Mortgage Loan Services
Sanjeev is one of the best loan officers out there. Went to him closer to the close day, however he worked day and night to keep the same close date. Thank you Sanjeev :)
Being a first time home buyer its always tricky to choose not only home but the realtor who will get you that desired property. I was lucky to have Shankar, help me find a great property in the desired location I wanted. It took me about 6 months to finalize on the property I loved and wanted to buy. But during this whole process, Shankar has been super patient, very detailed, and AVAILABLE all the time. Shankar, helped us understand both pros and cons of the property in terms of location, schools, future developments and comparables in the same region. He seems to have great knowledge about the Folsom CA in particular. Another plus point of Shankar is he helped me shop around for a good mortgage rate too. If you are looking to buy something in and around Folsom CA, I would recommend using Shankar. He is patient, dedicated and detail oriented. Thank you Shankar for all you did for us.
Nick was very patient with every detail and each difficulty we encountered during the refinancing of our two loans. We would not hesitate to recommend his services to anyone who is seeking a good rate and reliable services. Hwei and Andy from Chula Vista, Ca.
Everything You Need to Know About Mortgage Loan Services

10 Tips to Secure the Best Mortgage Loan Rates in 2024
Buying a home is a significant milestone, and securing the best mortgage loan rates can make a huge difference in your financial journey. Here are ten tips to help you get the best rates in 2024. Check Your Credit Score

Things to note while opting for a Mortgage Loan
A mortgage loan allows you to borrow money to buy or refinance a property, such as a house, a flat, or a land. The property serves as collateral or a security for the loan, which means that if you fail to repay the loan, the lender can take possession of the property and sell it to recover the money.

The Common Mistakes to Avoid When Applying for a Mortgage Loan
If you make some common mistakes during the application process, you may have a higher interest rate, a lower loan amount, or even a rejected application. To avoid these pitfalls and secure the best mortgage deal possible, here are some common mistakes to avoid when applying for a mortgage loan.

How to improve your credit score before applying for a mortgage loan
Buying a home is one of the most significant financial decisions you'll ever make, and securing a mortgage loan