Refinance Loans in Richmond Metro Area

• - 5/5

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

• - 5/5

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

• - 5/5

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

• - 5/5

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

• - 5/5

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

• - 5/5

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

• - 5/5

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

• - 5/5

Their advice was spot-on and the process was clearly explained. Everything ran smoothly. The only thing I’d love is a few more weekend hours for consultations—but still a very strong experience

• - 5/5

I locked in a fantastic rate and the staff was helpful throughout. There was a small delay in coordinating signatures, but they resolved it quickly and kept me updated the whole way

• - 5/5

They provided a free quote within 24 hours, offered customized comparisons, and let me upload documents securely online. I closed my loan quicker than expected with excellent customer care.

• - 5/5

From our first consultation to closing, the team was incredibly responsive and professional. They guided me through every step, handled the paperwork digitally, and made refinancing my home completely painless

• - 5/5

Lowest Rates Home Loans delivered exactly what their name promises—an unbeatable mortgage rate in Cary. The entire process was fast, transparent, and easy. They explained all of my options clearly and got me a loan in no time. Highly recommended

• - 5/5

Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline

• - 5/5

The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice

• - 5/5

I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish

• - 5/5

Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing

• - 5/5

I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs

• - 5/5

have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.

• - 5/5

Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai

• - 5/5

I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!

• - 5/5

Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.

• - 5/5

Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!

• - 5/5

I had a wonderful experience with Sai Lakshmana Vankayala. Very professional, knowledgeable, and helpful throughout the process. I highly recommend their services to anyone looking for reliable support. Truly a great find in Indianapolis!

• - 5/5

Outstanding service! Sai Lakshmana Vankayala is someone you can trust—punctual, respectful, and very detail-oriented. I’m extremely satisfied with the outcome and would use their service again without hesitation.

• - 5/5

Very professional and courteous. I felt supported at every step and truly appreciated the time and effort taken to explain everything in detail. Would definitely recommend to friends and family

• - 5/5

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

• - 5/5

Absolutely top-notch. I was nervous about buying during a competitive market, but CD Mortgage Corp kept me confident and informed. They truly care about their clients

• - 5/5

Excellent service from start to finish. The pre-approval process was quick, and I appreciated the transparency. CD Mortgage Corp made refinancing simple and stress-free

• - 5/5

I can't recommend CD Mortgage Corp enough! Mike and his team were fantastic—friendly, patient, and responsive. As a self-employed buyer, I had complex paperwork, but they handled it with ease.

• - 5/5

The rates they offered were better than what I found elsewhere. Communication was consistent, and everything was handled professionally. Minor delays in document processing, but overall, great experience.

• - 5/5

Working with CD Mortgage Corp was the smoothest part of buying my first home. Sarah, my loan officer, walked me through every step and made sure I understood all the options. I felt supported the whole time and closed faster than expected

• - 5/5

Thanks a lot Rama. It's great and very smooth process with you. I really wants to say a big thanks for guiding me and getting benefit out of this deal.

• - 5/5

Ram’s team is second to none. They made the mortgage process simple and worked hard to get us a great rate and saved us money

• - 5/5

It was great working with Ram Mortgage, they provided good guidance, rate and service and would definitely recommend them.

• - 5/5

I had a opportunity to work with Ram Mortgage for my home mortgage and their services are simply exceptional. I highly recommend Ram Mortgage for any mortgage needs.Thanks,

• - 5/5

Got Ram Kalagra's contact from a friend of mine. Don't know Ram personally, but the way he helped me finding a house in Charlotte from suggesting which is good or bad and in closing the house was very personal. I really liked working with Ram and I'd suggest him anyday to those who're looking for Home.

• - 5/5

Ram Kalagara made pre- qualifying and closing on a home extremely easy and understandable for us being first time homebuyers, would recommend him to anyone looking for a mortgage any day.

• - 5/5

Ram Mortgage is very professional, honest, and detailed. They are always there to answer your questions and make sure everything is clear. They work hard and go above and beyond to meet all your needs when buying a home.

• - 5/5

I had a great experience refinancing my home. Ram Kalagara made it so easy and always available when I had questions. Explained the process in detail and made it easy to understand. I recommend him highly.

• - 5/5

Ram Kalagara was extremely helpful and navigated me through the mortgage process with ease. He laid out all requirements for and was great about following up on any missing information, etc. He was very organized and kept me up to date throughout the whole process. Couldn't imagine working with anyone else.

• - 5/5

Had an opportunity to work with Ram who helped me find a beautiful house in Charlotte and also with my home mortgage.He is reliable and very responsive. I would highly recommend to anyone needing exceptional home mortgage/loan service and help with buying new house.

• - 5/5

I had an excellent experience with Ram Kalagara and his team. Everyone was available when I needed and very knowledgeable to answer my questions to satisfaction. I was kept updated at every step of the process. They basically made the entire refinance process as painless as I could have hoped for!

• - 5/5

Ram Mortgage made the entire process simple, easy, and painless for me. They were always prompt in addressing my questions and concerns, providing accurate and helpful responses. It was a pleasure to work with them, and I highly recommend their services.

• - 5/5

I worked with Ram Kalagara twice and both refinance experiences were great. Ram actually contacted me to inform me rates were very favorable to refinance my home loan and saved me money on my payment. I would recommend him to anyone. Excellent service! Thanks!

• - 5/5

Working with Ram Kalagara was the best decision that we made during our home buying process. His persistence and diligence made this mortgage process as simple as it could get it. He is always available for questions and help, explaining everything as detailed as possible. I would recommend him to anyone purchasing a home.

• - 5/5

Ram and his team were fantastic to work with! They were genuine with their communications, transparent and supportive throughout the entire mortgage process. I don't know how we would've gone through the process of buying a home without them on our side. 10/10 recommend Ram Kalagara and his team at Ram Mortgage, LLC to anyone considering a mortgage loan officer. Very appreciative that we used their services in finding our dream home in Charlotte!

• - 5/5

I had the pleasure of working with Ram Mortgage to refinance my current home. I was highly impressed by their great and consistent communication throughout the process. They made the process of providing the necessary documents very easy and were extremely accommodating to my needs. Moreover, they were able to offer me a fiercely competitive interest rate, which added significant value to my refinancing decision. Overall, their assistance was so helpful that I had no desire to look elsewhere for mortgage services.

• - 5/5

We got refinance done for our primary home with Ram Mortgage, and we are pleased with the service provided. Firstly, we received best interest rate that exceeded our expectations with the terms that aligns with our near future commitments. Working with Ram Mortgage was incredibly easy and transparent. Their process was clear, and provides all the information needed to make informed decisions. Overall, I am extremely satisfied with their services and would recommend Ram Mortgage to any one seeking refinancing.

• - 5/5

This is the second ReFi worked with Ram Kalagara for my mortgage needs, and once again, the experience was seamless. Ram was incredibly responsive, attentive to every detail, and made the entire process easy and stress-free. I highly recommend him and look forward to working with him again in the future!

• - 5/5

Ram and his team were incredibly patience and thorough throughout our home buying journey, guiding us from the beginning to the end. Being first-time buyers, we had a lot of questions, and they were always there to provide detailed answers and exceptional care. The entire experience was fantastic from start to finish. Everyone we interacted with was exceptional in their support. The interest rate offered was competitive, and the entire process was handled digitally, which made things convenient. I was amazed that we were able to close on our new home in just 30 days!