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Key Business Information of Manik Chhabra, NMLS 590228 Regional Sales Manager
Licence Number
NMLS 590228
About Manik Chhabra, NMLS 590228 Regional Sales Manager
I’ve been in the mortgage industry for 20 plus years and love that I am in a position to help people obtain their dream home. My years of expertise have led to closing a record number of loans through the years. I attribute my success to my strong work ethic. Being honest and straightforward with my clients is important to me. I also value strong communication and am always available to answer questions. When you choose to work with me, I don’t just assist with the financing of your home, I also take a holistic approach to help determine how much you should qualify for.
If you choose me as your loan originator, you can expect transparency throughout the entire process. Whether you’re a first-time homebuyer, upgrading to a new home, or buying an investment property, I’ll make it as easy and stress-free as possible.
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
United States Department of Agriculture (USDA*) financing is available for borrowers in eligible areas to purchase a primary residence with no down payment required.
The HomeReady® mortgage program is designed to help you affordably sustain your mortgage payments for the long term, so your home can also be an investment for the future.
Rated 5.0
It was great working with him and I had learnt lot about the process. He patiently answered all of my questions and kept the process hassle free. Hope to do business with him in future!
s
sasikumar
Rated 5.0
Thank you very much for your support.Even though my realtors are worst. You did a good job. The way you explained the process and made the things easy. Am very happy with Eric and your service. Thanks again for your efforts.
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kamal medathati
Rated 5.0
Manik was on top of everything that's needed for us financially. Manik made sure the closing process a breeze by working with builder directly. Manik kept us informed periodically about the interest rates and spent time on us to come up with a strategy that is tailored based on our finances. Manik was very articulate about the loan details which otherwise was complex to understand, and, is very patient with all our concerns.
S
SheenaKular
Rated 5.0
Manik has been a pleasure to work with! He was extremely helpful and patient with me. As a first time home buyer the process is pretty anxiety driven but was put to easy by Manik. He and his team made the closing day a smooth sail. Thank you all very much!
D
Dew Ghosh
Rated 5.0
Manik was referred to me by a co-worker and I had a great experience with him from start to finish. I wasn't even sure I could qualify but he & his team made it happen.He answered all of my questions thoroughly, after hours as well, was always available to help, and I not only closed on time but His crew was ready early. Manik was the best and most professional person I have dealt with as a lender. He is very knowledgeable about all types of loans and even gave me advices. I would definitely go back to him with any loan needs I have in the future. I'd recommend him to anyone!