Jumbo Loans in San Marcos, CA

• - 5/5

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

• - 5/5

Highlights transparent guidance, which builds trust

• - 5/5

As a first-time homebuyer, I was nervous about the process. Jatayu Loans explained everything clearly, shared helpful tips, and made sure there were no surprises. Only wish they had more weekend slots, but otherwise it was excellent!

• - 5/5

Jatayu Loans got me a very competitive rate. There was a slight delay with the appraisal, but they kept me updated and handled it well. Overall, I’m happy with the service.

• - 5/5

This team truly cares about their clients. They were always available to clarify my doubts, even after hours. I felt supported and confident throughout the process. Thank you, Jatayu Loans!

• - 5/5

I refinanced my mortgage with Jatayu Loans LLC and the process was so smooth. They handled everything on time, answered all my questions, and made sure I got the best deal possible. Great experience!

• - 5/5

Working with Jatayu Loans LLC was the best decision I made for my home loan. The team explained every step, guided me through the paperwork, and got me a great rate. Highly recommend their professional and friendly service!

• - 5/5

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

• - 5/5

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

• - 5/5

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

• - 5/5

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

• - 5/5

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

• - 5/5

Their advice was spot-on and the process was clearly explained. Everything ran smoothly. The only thing I’d love is a few more weekend hours for consultations—but still a very strong experience

• - 5/5

I locked in a fantastic rate and the staff was helpful throughout. There was a small delay in coordinating signatures, but they resolved it quickly and kept me updated the whole way

• - 5/5

They provided a free quote within 24 hours, offered customized comparisons, and let me upload documents securely online. I closed my loan quicker than expected with excellent customer care.

• - 5/5

From our first consultation to closing, the team was incredibly responsive and professional. They guided me through every step, handled the paperwork digitally, and made refinancing my home completely painless

• - 5/5

Lowest Rates Home Loans delivered exactly what their name promises—an unbeatable mortgage rate in Cary. The entire process was fast, transparent, and easy. They explained all of my options clearly and got me a loan in no time. Highly recommended

• - 5/5

Suman explained all the mortgage terms patiently and attended to every detail. A slight administrative delay occurred, but he resolved it promptly. Still a very strong rating

• - 5/5

Suman provided excellent guidance and helped us secure a competitive mortgage. Only suggestion: offering more weekend appointment availability would make it a full 5-star experience

• - 5/5

As first-time homebuyers, we were anxious about the process, but Suman’s expertise put us at ease. He explained options clearly and secured us a great rate. Highly recommend

• - 5/5

Whenever we had questions, Suman was right there with answers. His professionalism, punctual follow-ups, and proactive updates kept us informed and confident

• - 5/5

Suman guided us through every step—from pre-approval to final closing—with clear communication and expert advice. His attention to detail made the entire process feel effortless

• - 5/5

We recently used Thirumal Mogulla as Loan officer & Realtor to purchase our house. Thirumal is a pure professional and was very responsive throughout the process. He was very timely and worked hard to close my house in 15 days . He is very professional and got the BEST rate available!. I recommend Thirumal for any refinance or new loan.

• - 5/5

Very responsive. We were under a short deadline and Thirumal made sure things moved fast and smoothly. Looking forward to refinancing next.

• - 5/5

I recently closed my house with the help of Thirumal Mogulla. He was my realtor and loan officer. I like the transparency on the documents he provided. He was quick in the closing process; his timing was really good and responsive to any information asked. I would strongly recommend him if you are planning to buy a home or looking for one

• - 5/5

I recently closed my house with the help of Thirumal Mogulla. He was my realtor and loan officer. He was quick in the process of closing, his timing was really good and responsive for any information I was asked. Thirumal did an exceptional job while handling the purchase of our property. He works round the clock and gets the job done. I strongly recommend Thirumal to anyone looking to buy or sell a property and most importantly to the first time home buyers.

• - 5/5

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

• - 5/5

Vikram is an excellent realtor and I would definitely recommend him for anybody who needs his services . He does an amazing job as a realtor and provides right feedbacks when needed . We really loved working with him and definitely wiyld like to work with him in future also . He is humble and down to earth person who keeps our interest first . He has very good contacts in the industry and also good reputation with them which helped us lock in excellent rate . He is willing to go the extra mile even if it not part of his job . He has in depth knowledge and definitely would recommend him

• - 5/5

We had the pleasure of working with Vikram for both selling our home and purchasing a new one, and the experience exceeded our expectations in every way. From the start, Vikram demonstrated outstanding professionalism and an in-depth understanding of the market. In a challenging market, he successfully helped us price our home strategically, ensuring we received a competitive offer at just the right time. This allowed us to navigate the purchase of our new home, even in a contingency situation. Throughout both transactions, Vikram was there every step of the way, providing expert guidance and ensuring we felt informed and confident in our decisions. His communication was flawless, and his negotiation skills truly set him apart. We wholeheartedly recommend Vikram to anyone looking to buy or sell – his expertise, commitment, and client-first approach made all the difference!!

• - 5/5

Working with Vikram was an absolute pleasure! He was knowledgeable, professional, and always available to answer our questions. He guided us through every step of the home-buying process, making it smooth and stress-free.His expertise and dedication helped us find the perfect home, and we couldn't be happier.

• - 5/5

Vikram did an outstanding job in getting my first single family home at San Jose. He is very responsive, has deep knowledge and understanding about real estate and never pushes you to over bid. Instead he listens and respects buyers point of view. His negotiation skills are just amazing. Be it any problem, if you are working with Vikram, you will have that peace of mind. I highly recommend Vikram for any type of real estate transaction

• - 5/5

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

• - 5/5

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

• - 5/5

I am very grateful to Vikram for helping me purchase my first home! As a first-time homebuyer, I had so many questions and concerns, but Vikram was there every step of the way to guide and support me. From finding the perfect property to navigating offers and closing, he made everything seamless and worked tirelessly to ensure I found a home that checked all the boxes. His expertise, market knowledge, and attention to detail gave me complete confidence throughout the process. What truly stood out was his patience and commitment. He made sure I understood every step, answered my countless questions, and always had my best interests at heart. Thank you so much for your help! I was able to find and purchase my dream home, and I couldn’t be happier! I highly recommend Vikram to anyone looking for a dedicated and professional realtor. His exceptional service and genuine care made all the difference, and I am so thankful for everything he did to make my home-buying journey such a success

• - 5/5

Vikram was a great agent and systematically guided us towards buying a home. He was amazing and I would strongly recommend agent Vikram for buying a home.

• - 5/5

Vikram has lot of knowledge and information with real estate. His expertise helped me throughout the course of finding house of my choice. I would love working together for future projects. I would recommend considering him as your realtor too.

• - 5/5

Vikram did an outstanding job in helping us buy our first home. He is extremely patient and well informed. His knowledge about the real-estate market is immense. He is very competent with negotiations. He is extremely cooperative. I would recommend Vikram to anyone who wants to buy a house as he will make sure you get your dream home. Thank you Vikram for guiding us through this daunting process of purchasing our first home

• - 5/5

Vikram is really nice person to work with. We had pretty good experience. His had good insight into the local market and provides valuable suggestions on the initial quote amount. He also helps a lot by providing various contractors information to do minor repairs. He provides valuable suggestions on the house before making an offer. He helped us to stop going for bidding for one house by giving proper explanation. That helped us to buy much more valuable house later.

• - 5/5

Vikram was prompt, knowledgeable and helpful! We bought our home with Vikram's help. Before finally choosing, Vikram would take us on tours, offer us suggestions on whether to go for the house or wait, suggest repairs required, whether house is really worth it or not. He also gives proper direction on bidding - whether to really go for it or not etc. It was really good working with Vikram.

• - 5/5

Vikram did a super job assisting us with the purchase of our home. He was fully involved in the process right from the beginning till closure and his expertise in the neighborhood area, market conditions, and the negotiation skills helped secure the deal. He provided great advice on various aspects of the home buying process. Vikram is someone who would help figure things out whenever we go to him with some hurdles or ask for his opinion.

• - 5/5

Vikram did an outstanding job in closing my house. Once I committed to the house he ensured to take all the steps to get me the house. His technical knowledge about navigating immense competition was vital to get me the house. Being my first house, I was not aware of the process. Inspite of being my first home I never felt left alone in the process. Vikram ensured to have no gaps from viewing the house to closing the house. I would highly recommend Vikram for your home search needs. Thank you Vikram.

• - 5/5

Vikram did an outstanding job helping us buying our first home. He is very responsive and professional to his clients. Will definitely recommend Vikram to our friends who are looking to buy or sell home.

• - 5/5

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

• - 5/5

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

• - 5/5

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks

• - 5/5

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

• - 5/5

There aren't enough words or sentiments to describe the assistance of Vikram during this process. Initially, Vikram was our property manager. Seamless process from start to putting it on the market. He had jmthe ability to reach contractors to assist in getting the house turn-key ready. Furthermore, when it was time to receive applications he made the process so simple. Finally placing the house the market, Vikram was transparent and kept is up to date with the market trends and the buyers. He is flexible. He is as hands on as you need him and hands off when you want him to be. He listens and he gets the job done. His experience and knowledge is matched by none. I would use him whenever I needed if he was licensed everywhere. Thank you Vikram from our family to yours.

• - 5/5

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting.

• - 5/5

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram.

• - 5/5

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.