Reverse Mortgages in Live Oak, CA

• - 5/5

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

• - 5/5

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

• - 5/5

The team was extremely professional, explaining programs like FHA, VA, and jumbo clearly. Communication was top-notch. The only small hiccup was a slight delay on a form, but they fixed it quickly. Overall fantastic!

• - 5/5

VVR Loans secured me an excellent rate, and the online portal made uploads effortless. Only suggestion: expand weekend availability for consultations. Still, I highly recommend them

• - 5/5

Worked directly with Pavan (and his amazing team) who provided clear communication, rate comparisons, and kept everything on track. A truly professional and reassuring experience

• - 5/5

I locked in a low rate quickly, the document system was secure and easy, and they delivered on their promise of fast closings. Really efficient and reliable

• - 5/5

VVR Loans really puts clients first. They took time to walk us through all our mortgage options, explained every detail clearly, and walked us through the process from application to closing. Felt like family, not just another customer

• - 5/5

Suman explained all the mortgage terms patiently and attended to every detail. A slight administrative delay occurred, but he resolved it promptly. Still a very strong rating

• - 5/5

Suman provided excellent guidance and helped us secure a competitive mortgage. Only suggestion: offering more weekend appointment availability would make it a full 5-star experience

• - 5/5

As first-time homebuyers, we were anxious about the process, but Suman’s expertise put us at ease. He explained options clearly and secured us a great rate. Highly recommend

• - 5/5

Whenever we had questions, Suman was right there with answers. His professionalism, punctual follow-ups, and proactive updates kept us informed and confident

• - 5/5

Suman guided us through every step—from pre-approval to final closing—with clear communication and expert advice. His attention to detail made the entire process feel effortless

• - 5/5

We recently used Thirumal Mogulla as Loan officer & Realtor to purchase our house. Thirumal is a pure professional and was very responsive throughout the process. He was very timely and worked hard to close my house in 15 days . He is very professional and got the BEST rate available!. I recommend Thirumal for any refinance or new loan.

• - 5/5

Very responsive. We were under a short deadline and Thirumal made sure things moved fast and smoothly. Looking forward to refinancing next.

• - 5/5

I recently closed my house with the help of Thirumal Mogulla. He was my realtor and loan officer. I like the transparency on the documents he provided. He was quick in the closing process; his timing was really good and responsive to any information asked. I would strongly recommend him if you are planning to buy a home or looking for one

• - 5/5

I recently closed my house with the help of Thirumal Mogulla. He was my realtor and loan officer. He was quick in the process of closing, his timing was really good and responsive for any information I was asked. Thirumal did an exceptional job while handling the purchase of our property. He works round the clock and gets the job done. I strongly recommend Thirumal to anyone looking to buy or sell a property and most importantly to the first time home buyers.

• - 5/5

I am so grateful that I chose Lalitha, Champion Home Loans Inc, as my mortgage broker. Navigating the loan process can be daunting, but she made it smooth and stress-free for me. Lalitha thoroughly explained every step of the process and patiently answered all of my questions. She shopped with multiple lenders to find me the best possible rate and terms on my mortgage loan. Additionally, Lalitha helped me identify and qualify for a down payment assistance program, which was incredibly helpful. I cannot say enough good things about working with Lalitha of Champion Home Loans Inc. She is extremely knowledgeable, responsive, and truly cares about her clients. I wholeheartedly recommend her for any and all mortgage lending needs.

• - 5/5

Vikram is an excellent realtor and I would definitely recommend him for anybody who needs his services . He does an amazing job as a realtor and provides right feedbacks when needed . We really loved working with him and definitely wiyld like to work with him in future also . He is humble and down to earth person who keeps our interest first . He has very good contacts in the industry and also good reputation with them which helped us lock in excellent rate . He is willing to go the extra mile even if it not part of his job . He has in depth knowledge and definitely would recommend him

• - 5/5

We had the pleasure of working with Vikram for both selling our home and purchasing a new one, and the experience exceeded our expectations in every way. From the start, Vikram demonstrated outstanding professionalism and an in-depth understanding of the market. In a challenging market, he successfully helped us price our home strategically, ensuring we received a competitive offer at just the right time. This allowed us to navigate the purchase of our new home, even in a contingency situation. Throughout both transactions, Vikram was there every step of the way, providing expert guidance and ensuring we felt informed and confident in our decisions. His communication was flawless, and his negotiation skills truly set him apart. We wholeheartedly recommend Vikram to anyone looking to buy or sell – his expertise, commitment, and client-first approach made all the difference!!

• - 5/5

Working with Vikram was an absolute pleasure! He was knowledgeable, professional, and always available to answer our questions. He guided us through every step of the home-buying process, making it smooth and stress-free.His expertise and dedication helped us find the perfect home, and we couldn't be happier.

• - 5/5

Vikram did an outstanding job in getting my first single family home at San Jose. He is very responsive, has deep knowledge and understanding about real estate and never pushes you to over bid. Instead he listens and respects buyers point of view. His negotiation skills are just amazing. Be it any problem, if you are working with Vikram, you will have that peace of mind. I highly recommend Vikram for any type of real estate transaction

• - 5/5

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

• - 5/5

Vikram did a great job in finding our investment property recently. He is super knowledgeable of the areas in San Diego, and was always there to answer all our questions.

• - 5/5

I am very grateful to Vikram for helping me purchase my first home! As a first-time homebuyer, I had so many questions and concerns, but Vikram was there every step of the way to guide and support me. From finding the perfect property to navigating offers and closing, he made everything seamless and worked tirelessly to ensure I found a home that checked all the boxes. His expertise, market knowledge, and attention to detail gave me complete confidence throughout the process. What truly stood out was his patience and commitment. He made sure I understood every step, answered my countless questions, and always had my best interests at heart. Thank you so much for your help! I was able to find and purchase my dream home, and I couldn’t be happier! I highly recommend Vikram to anyone looking for a dedicated and professional realtor. His exceptional service and genuine care made all the difference, and I am so thankful for everything he did to make my home-buying journey such a success

• - 5/5

Vikram was a great agent and systematically guided us towards buying a home. He was amazing and I would strongly recommend agent Vikram for buying a home.

• - 5/5

Vikram has lot of knowledge and information with real estate. His expertise helped me throughout the course of finding house of my choice. I would love working together for future projects. I would recommend considering him as your realtor too.

• - 5/5

Vikram did an outstanding job in helping us buy our first home. He is extremely patient and well informed. His knowledge about the real-estate market is immense. He is very competent with negotiations. He is extremely cooperative. I would recommend Vikram to anyone who wants to buy a house as he will make sure you get your dream home. Thank you Vikram for guiding us through this daunting process of purchasing our first home

• - 5/5

Vikram is really nice person to work with. We had pretty good experience. His had good insight into the local market and provides valuable suggestions on the initial quote amount. He also helps a lot by providing various contractors information to do minor repairs. He provides valuable suggestions on the house before making an offer. He helped us to stop going for bidding for one house by giving proper explanation. That helped us to buy much more valuable house later.

• - 5/5

Vikram was prompt, knowledgeable and helpful! We bought our home with Vikram's help. Before finally choosing, Vikram would take us on tours, offer us suggestions on whether to go for the house or wait, suggest repairs required, whether house is really worth it or not. He also gives proper direction on bidding - whether to really go for it or not etc. It was really good working with Vikram.

• - 5/5

Vikram did a super job assisting us with the purchase of our home. He was fully involved in the process right from the beginning till closure and his expertise in the neighborhood area, market conditions, and the negotiation skills helped secure the deal. He provided great advice on various aspects of the home buying process. Vikram is someone who would help figure things out whenever we go to him with some hurdles or ask for his opinion.

• - 5/5

Vikram did an outstanding job in closing my house. Once I committed to the house he ensured to take all the steps to get me the house. His technical knowledge about navigating immense competition was vital to get me the house. Being my first house, I was not aware of the process. Inspite of being my first home I never felt left alone in the process. Vikram ensured to have no gaps from viewing the house to closing the house. I would highly recommend Vikram for your home search needs. Thank you Vikram.

• - 5/5

Vikram did an outstanding job helping us buying our first home. He is very responsive and professional to his clients. Will definitely recommend Vikram to our friends who are looking to buy or sell home.

• - 5/5

The most striking thing that we observed about Vikram was that he is a gentleman. Very soft spoken & non aggressive. Vikram, saved us from investing in a money pit(home) by warning us about the pitfalls associated with it. We were in a very tough & hopeless situation and he was very gracious about the financial aspect of it and helped us find our home. Also, he helped sell our home. Strongly recommend Vikram, for his patience, general decency, kindness and honesty. Vikram always has a cool head and was very upfront about whether something will work or not. We felt Vikram also has the luck factor too, he definitely proved lucky for us. Thank you so much Vikram, we really appreciate your patience with us

• - 5/5

We used Vikram from beginning to end: Property mgmt, renovation asst, and selling. it was beyond convenient and simple being bicoastal. Communication and accessibility to him was stellar. I would recommend him to anyone from a first time buyer or renter to someone who has a realtor but needs expertise across all areas. His work ethic is superb and unmatchable. We sought several realtors and Property managers before we were recommended to him. We will forever be grateful for him

• - 5/5

Vikram is best and never pressure people to buy and guides right way to fullfill the client needs. I didn't know how to begin the search for a realtor in the area I was interested in purchasing my next home. Vikram was recommended to me. He was responsive and efficient in getting back to me very quickly, and absolutely terrific. I would highly recommend Vikram. Thanks

• - 5/5

Despite a highly competitive market in San Diego, Vikram goes above and beyond to get the deal,His expertise in negotiation and guidance in the offer process helped us securing our dream house.He is friendly, polite with positive attitude and would let us know about the pros/cons of each property without being pushy.He also helped and guided us with property management expertise to rent our condo. Vikram is your to go person for real estate and property managment

• - 5/5

There aren't enough words or sentiments to describe the assistance of Vikram during this process. Initially, Vikram was our property manager. Seamless process from start to putting it on the market. He had jmthe ability to reach contractors to assist in getting the house turn-key ready. Furthermore, when it was time to receive applications he made the process so simple. Finally placing the house the market, Vikram was transparent and kept is up to date with the market trends and the buyers. He is flexible. He is as hands on as you need him and hands off when you want him to be. He listens and he gets the job done. His experience and knowledge is matched by none. I would use him whenever I needed if he was licensed everywhere. Thank you Vikram from our family to yours.

• - 5/5

Vikram is a very knowledgeable realtor who truly works for the client's benefit. In my case he pursued aggressively with the seller's agent and got the process rolling very quickly. Throughout the process he regularly shared updates and was very patient in answering any questions I had. Towards the closing time he worked out all the details meticulously to get us the seller credit that is required to perform the required repairs and fixes. Thanks to Vikram, I was able to finish my home purchase process within 2-3 months of starting.

• - 5/5

Vikram did fantastic job showing us several properties. He helped me in every single step for home buying, all the way from open house visit to escrow closing. He is amazing person to work with as he understands client requirements and advise accordingly. If you are first time buyer, I would certainly recommend for Vikram.

• - 5/5

Vikram helped us buy a single family home. He is very knowledgeable about the local area and guided us on a fair price for the property, while informing us about local price trends. He is responsive and can help first time buyers make an informed decision around any issues with the property itself. I recommend working with Vikram on any real estate purchase or selling.

• - 5/5

I was specifically looking for a house in Scripps Ranch Area. Vikram is very knowledgeable about the ongoing market situation. He would guide about pros and cons of the house very thoroughly. He will be genuine about the house. Overall I'm very pleased about his services and highly recommend him

• - 5/5

Vikram deserves 5 stars for all the efforts he puts in. Despite a highly competitive market in San Diego, he tries his best to win deals. With a friendly & positive attitude, he made me aware of the pros/cons of each property without being pushy. I had some constraints w.r.t the type of property & he was understanding & willing to work within those constraints. I have found his energy levels & enthusiasm to work in real estate sector to be very high. I highly recommend him for the above reasons if you are looking for a realtor.

• - 5/5

Vikram did a great job in helping me buy the condo. As a first time home buyer, I had no idea about the home purchase process, Vikram provided exceptional assistance throughout the process of buying. Vikram's knowledge of the real estate market, attention to details and prompt-quick communication were invaluable. He patiently addressed all the concerns and questions, ensuring I had clear understanding of the steps involved in the process, which helped me make decisions. Vikram's expertise in negotiation and guidance in the offer process helped in securing a fair deal. I felt confident having Vikram on my side and his commitment to my best interest was evident. Overall it was great working with Vikram in the process of buying my first home

• - 5/5

Bought a Single Family home in 2022 in Fairmount park, San diego, CA.

• - 5/5

Vikram did a great job in helping me secure to buy a home. It was very time critical for me to move to the new home and Vikram worked very close and very hard and ensured, the deal is closed on time and the keys were handed over on time. Overall, its a good experience and would recommend him for anyone looking to buy or sell.

• - 5/5

We used Vikram Boregowda to buy our home in 92129 last summer and he was outstanding.. We accepted and vikram (who was also incredibly friendly and helpful) walked us through every step of the closing process. It couldn't have been a more pleasant experience. In short, he was always on our side working to make our house purchase as simple and successful as possible. The best part about working with vikram was that he was always more focused on answering our questions, giving us good advice, and finding homes that met our needs than he was on closing a deal. We would recommend him to anyone. I've recommended the vikram to everyone I know. He's a true professional and a genuinely nice guy.

• - 5/5

Vikram's part in our transaction was a dual agent. I felt he was fair and unbiased in his dealings with us(the seller). He was very responsive and kept us informed the whole way through. I would definitely recommend Vikram B.

• - 5/5

Vikram is an amazing realtor, extremely diligent, He closely monitors every step but also respects your space and opinions.. he will walk you through every step and gives helpful advice, without getting pushy. And he has a lot of patience and calmly listens to his clients requirements. He started off with the whole buying process and also helped finding us someone to renovate as well. I would definitely recommend him for a hassle free buying process

• - 5/5

I knew Vikram for 15+ years, long before I picked him as my real estate agent. To be honest, I had second thoughts like Is it correct, to pick your friend as your agent? Will I be able to say things openly and get things done in a way I want to get them done? .. But oh boy, I am so glad I kept those doubts aside and picked him as my agent. In the past 3 months, there was not a single moment where he brought our frienship into the professional Agent-Client relationship. He guided us every step of the way in this Crazy-monster like real-estate market and was able to sell my current home in time to buy/upgrade to a bigger home. He always says his goal is to Protect his client's interests is his 1st priority.. And I vouch that he met that goal 100% and if you are a 1st time home-buyer, believe me, there are endless steps to get through. He was Professional, Punctual, always-reachable, xcellent local knowledge, good-negotiator and above all he was patient with our 1000's of questions. So if you are in the market or planning to get into a market and in a state of mind asking, Who is the agent, who can help me buy my dream house or sell my current house?, I would recommend you give Vikram a chance and you will be a happy customer at the end of process.

• - 5/5

During the house hunting process, Vikram patiently showed lot of houses, based on our requirement. He was always reachable for our queries and answered them even when they were repeated and simple questions. He never influenced us during the decision making process. Once the home was shortlisted, he negotiated well and helped us in settling for a decent price. He also offered wonderful guidance/insight during the mortgage and other process that were related to buying process. Overall we are extremely pleased with his service.