Home Loan Services in Cocoa, FL – Best Home Loan Rates & Trusted Lenders

• - 5/5

Very knowledgeable team and I love to work with Giri and Lakshmi…I have worked with them twice in last 10 months and both time closing was done within 15 to 21 days timeline. I strongly recommend Apt Mortgage Loan LLC for any type of home loan.

• - 5/5

The service provided by the Apt mortgage loan LLC is excellent. The loan officer, Giri Namasivayam, is totally focused on customer needs and offered the best service. First he gave a decent mortgage rate to start with. But when the rate decreased further after 10 days, he tracked continuously and called me after the office hours, to lock the new low rate and apply for new loan application. This helped save significant mortgage payment per month. Further Giri is very knowledgeable in this loan process, very patient and gives valuable advises as well. I highly recommend working with Giri as well as his associate Lakshmi.

• - 5/5

I couldnt ask for a better mortgage agent. Giri was excellent by being on top of things and was available anytime to clarify any questions you might have. It wasn't my first property purchase but it was definitely my first purchase when i knew my agent was working towards my interest. My purchase had multiple hurdles along the way but with Giri all of those seemed like a minor speed bump in what was otherwise a smooth ride. I would highly recommend Apt Mortgage especially Giri Namasivayam.

• - 5/5

From the outset, Giri's Apt Mortgage lending services were nothing short of exceptional. One of the aspects that truly stood out was their customer-centric approach. Every interaction was personalized, making me feel more like a valued partner than just a client. They offered a range of options, tailored to suit my unique financial situation. This bespoke approach allowed me to secure the financing I needed under terms that were both fair and advantageous. Moreover, Giri's commitment to ethical lending practices was evident. Their honesty and integrity in all dealings instilled a sense of trust and confidence in their services. They were not just about closing a deal; they were dedicated to ensuring the financial wellbeing of their clients, a trait that is rare in the industry. Overall, my experience with Giri’s Apt Mortgage was outstanding. Their professionalism, expertise, and genuine care for their clients' needs set them apart in the world of real estate finance. I would wholeheartedly recommend their services to anyone looking for a reliable, knowledgeable, and ethical real estate lender.

• - 5/5

Thank you for Apt Mortgage Loan LLC from processing of the loan and getting complete until closing of the property. I'm really appreciated the way it's handled without any hassle. Special thanks to Giridhar, I got very good deal with other competitors from Giri. He is a very experienced as loan officer and helped me in the every stage of the loan.

• - 5/5

Giri and his team helped us secure our loan with the lowest rate in this expensive market. He was very proactive and set everything up accordingly, so we would have the quickest timeline from pre-approval to closing. I would definitely recommend going with Giri for the fastest turnaround and great price!

• - 5/5

Giri is the apt person for mortgage loans. He is very knowledgeable, friendly and proactive , can be reached anytime for any doubts related to mortgage loans and market dynamics. He provided me with different loan options and helped me to get best deal in the market. Thank you Giri for your wonderful support.

• - 5/5

Buying a first home is incredibly stressful and that being in Texas is the most confusing part. Mr. Giri was able to boil down all the rates and acronyms into logical information that we need to make the right decision. His personal attention to my needs was great comfort to me. His countless calls, messages, updates and most critically, very sound advice with lots of patience were the best part. He is a first-class professional whose trust he carefully earned and am sure will keep for many years to come. I have utmost confidence recommending him as your mortgage lender.

• - 5/5

Great service offered by APT Mortgage for my home mortgage. Being first time home buying I had so many questions getting into mortgage and Giridharan Namasivayam helped me with patience to fulfill the loan process. Comparatively closing costs are very less. Definitely recommend Giri and Apt Mortgage for home mortgage needs. Awesome service

• - 5/5

Giri worked with me on refinancing my home mortgage in Dallas Tx area. He is super knowledgeable and had been a great help in understanding my requirements. He made waited to get best rate that too without any closing fees. I would highly recommend Giri.

• - 5/5

We recently had an excellent experience working with Giri to close the mortgage on our first home. He was very professional, aware of the current market, prepared us for a smooth, and quick loan process. We are glad to have worked with him and strongly recommend him!

• - 5/5

Giri is a wonderful person. Very responsive & knowledgeable to the process. Always thinking and trying to do the best for the customers. They did better than what the offer and discount I got from the builder’s preferred mortgage company. Very patient to my concerns and questions. The best loan officer I ever encountered. Thank you for being so wonderful and gracious to me during the entire process!

• - 5/5

I had a fantastic experience working with Giri Namasivayam. From the start, Giri was incredibly responsive and attentive to our needs. He took the time to answer all our questions thoroughly, ensuring we understood the process. I highly recommend Giri and the team at Apt Mortgage Loan for anyone looking for reliable mortgage services!

• - 5/5

?????????? A True Lifesaver – Went Above and Beyond! I can't thank Sridevi Muthukumarasamy enough for the incredible support and dedication she showed throughout my home loan process. When I was on the verge of giving up, frustrated with the lack of help from other lenders, she stepped in and completely turned things around. Unlike others, she took the time to truly understand my situation, provided clear guidance, and worked tirelessly to find solutions where others had failed. Her patience, expertise, and unwavering commitment made what seemed impossible become a reality. Without her help, I wouldn’t be in my new home today. If you’re looking for a mortgage lender who genuinely cares and will go the extra mile for you, Sridevi Apt Mortgage Loan LLC is the one. Highly recommend her to anyone in need of a stress-free and supportive mortgage experience!

• - 5/5

Thanks for Shyam's sound advice and taking us through the process and Market conditions and helped us with the right advice at the right time. We greatly appreciate and recommend Shyam for all your mortgage needs.

• - 5/5

Shyam from APT Mortgage worked with me through the loan approval process. He is very patient, very resourceful, very understanding and has a through knowledge of loan procurement process. He simultaneously co-ordinate with my realtor and settlement firm to make this all seamless - all this saved a ton of time for me. My experience working with Shaym and APT mortgage was simple and efficient.

• - 5/5

We recently closed a property in Florida Orlando. We reached out to several lenders and Apt Mortgage team stands out. Starting from day 1 they explain clearly on each and every item and the process. Their timely follow up and process helped in closing the deal sooner than expected. We were able to save due to earlier than anticipated date. Giri and his team helped in getting the best rate for us. We were very happy that we picked the right lender. They were with us in each and every stage of the mortgage process till the closing date. Thanks Giri, Lakshmi and Apt mortgage for helping us to buy our first property.

• - 5/5

I had an excellent experience refinancing my mortgage with Giri. From the moment I first reached out, he was incredibly professional, responsive, and transparent throughout the entire process. He walked me through every step, clearly explaining my options and helping me choose the best solution for my financial goals. The entire process was smooth and fast, and I was kept informed with regular updates. I truly appreciate their attention to detail and dedication to customer service. I highly recommend Giri to anyone looking for a hassle-free refinance experience!!!

• - 5/5

Giri did a wonderful service toward my home loan refinance whenever I asked many questions he will be ready to answer at anytime without hesitate, more responsive and try to make us clear. He is always helpful and more knowledgeable on this area to guide you each step of loan process and ensure the process is smooth. I would highly recommend Giri for any one of your home mortgage service.

• - 5/5

I had a great experience working with Giri for my first home mortgage loan. From start to finish, he was incredibly helpful in walking me through the entire process, making sure I understood every step along the way. He handled all the paperwork promptly and efficiently, which really took the stress out of the process. Communication was smooth and easy—he was always available to answer questions and provided clear, confident guidance. It’s clear that he has strong knowledge of the mortgage industry, and that gave me great peace of mind. I would highly recommend Giri Namasivayam to anyone looking for a professional, knowledgeable, and reliable mortgage loan agent.

• - 5/5

Nury Pedraza Loan Officer did great job. Perfectly closed today on time. Thank You

• - 5/5

Sofia and Ati have guided me throughout my mortgage refinancing journey. They completed my refinancing within just 2 weeks which is incredible.

• - 5/5

One of the best experience in closing the mortgage. From the loan officer aarthika to the ceo they took care of my need very perfectly. Each step they guided me to make an informed decision. Thank you baba lending team. Ram

• - 5/5

Arthieka Ravichandran from Baba Lending LLC helped to close on time. She communicated with the underwriters and helped resolve all the issues in timely manner. Going to use Baba Lending again in future. Thank you Arthieka Ravichandran. Thank you Baba Lending LLC.

• - 5/5

Baba Lending team are very supportive and helpful to get my first home mortgage very quickly and hassle free. Sureshkumar Radhakrishnan is very helpful and friendly throughout my mortgage process. I recommend Baba lending for home buyers

• - 5/5

Our loan officer Arthieka was amazing right from Day one. Their team were so prompt and closed our loan in 8 days. I did lot of shopping before choosing Baba lending. I opted to work with Baba lending for two reasons, The rate and the confidence Arthieka gave me.

• - 5/5

I recently secured a mortgage loan from Baba lending , where they provided the best interest rate and ensured everything was handled on time without any delays. Mr. Sureshkumar Radhakrishnan, my loan officer, was exceptional throughout the process. I will definitely go to him for my upcoming projectS.

• - 5/5

I recently secured a mortgage loan from Baba lending , they provided the best interest rate in the current market and ensured everything was handled on time without any delays. My loan officer, Nury was helpful throughout the process and explained things I was not aware of.

• - 5/5

I had an excellent experience working with Baba Lending for my home mortgage needs. Suresh, the loan officer, was incredibly knowledgeable and took the time to explain every detail, answering all my questions with patience and promptness. Sophia was also instrumental in guiding me through the process, coordinating with different teams to keep things on track. I highly recommend Baba Lending to anyone seeking mortgage assistance.

• - 5/5

Just closed on my home and couldn’t be happier with my decision to go with Baba Lending. Sam and Arthi were my mortgage managers and played a key role throughout the process. Sam, in particular, was outstanding, always available, highly responsive, and great at breaking down complex mortgage jargon. He offered clear, helpful advice that made decision making easier and kept me on track with all my deliverables, ensuring there were no delays and that we closed on time. If you're looking to buy a home, I highly recommend asking for Sam. I’d gladly recommend him and Baba Lending to anyone.

• - 5/5

I recently refinanced my home loan and couldn't be happier with the experience! The process was smooth, and the team at walked me through every step. They were transparent about all the costs involved and helped me find the best rate available. I ended up with a lower interest rate, which significantly lowered my monthly payments. The customer service was outstanding — I always felt supported and informed. Highly recommend this service to anyone considering refinancing their home loan!

• - 5/5

I can’t thank Chris and processing team enough for their incredible work on what turned out to be a very challenging file. Despite multiple complications — from income verification issues to documentation delays — they remained calm, professional, and solutions-focused throughout the process. Their persistence, attention to detail, and constant communication made all the difference in getting this loan to closing. It’s rare to find someone so dedicated and knowledgeable, especially under pressure. I highly recommend Chris for anyone needing a true expert who can handle even the most complex loan scenarios.

• - 5/5

I had an excellent experience working with Ensure Home Loans LLC. Rohini, was exceptionally clear and thorough in explaining every aspect of the process, which made everything much easier to understand and significantly reduced the stress involved. She took the time to walk me through the details, patiently answered all my questions, and ensured I felt informed at every step. Her transparency and support gave me great confidence in making the right decisions. I highly recommend Rohini to anyone seeking a smooth, knowledgeable, and supportive mortgage experience.

• - 5/5

I’ve been a loyal customer of Ensure Home Loans for over a decade, and I can confidently say that Yojana is the best loan officer I’ve ever worked with. Her knowledge, professionalism, and dedication make the mortgage process smooth and stress-free. Whenever any of my friends or family need a mortgage, I refer them to one and only company—Ensure Home Loans—and to the expert I trust most.

• - 5/5

5/5 Stars I recently worked with Yojana to secure a loan, and I couldn't be more impressed with the level of support and expertise they provided throughout the entire process. From our initial consultation to the final signing, Yojana and their processer (Shree) was always available to answer my questions, address my concerns, and guide me through each step. Their professionalism, expertise, and commitment to customer satisfaction are truly exceptional. If you're in the market for a loan, I highly recommend Yojana. They will work tirelessly to find the best solution for you, and their support and guidance will make the entire process much less stressful. Thank you, Yojana, for an outstanding experience!

• - 5/5

I had a fantastic experience working with Sowmya as my home loan originator. From start to finish, she was incredibly helpful, attentive, and responsive. What truly stood out was her creativity and dedication in structuring a loan deal that not only met my needs but actually helped me save significantly. She took the time to understand my situation in detail and came up with smart strategies to get me the best possible rate and terms. Her knowledge and professionalism made the entire process smooth and stress-free. I always felt that she was looking out for my best interests, and that gave me great peace of mind. If you're looking for someone who is resourceful, client-focused, and genuinely committed to helping you succeed, I highly recommend working with Sowmya. She exceeded my expectations, and I’m very grateful for her support.

• - 5/5

It was a great experience working with Nizar to secure our first time home buying loan. He took great pains to explain to us the entire process, he was with us during all the steps and made it very easy and stress free for us. Trustworthy, knowledgeable, has a lot of empathy and patience and he is a wonderful human being. He and the team are the best.

• - 5/5

Vijay demonstrated exceptional patience to ensure the customer secured the best possible rate. Rather than rushing to close the deal, he waited over six weeks after the preliminary approval, prioritizing the customer's long-term benefit over a quick closure. Throughout the process, he kept the customer well-informed, clearly explaining the pros and cons of locking in the rate at different points. He also ensured a smooth and seamless closing experience by effectively coordinating with the lender.

• - 5/5

We had an amazing experience working with Nizar on our home loan. He was incredibly knowledgeable, responsive, and made the whole process smooth and stress-free. Nizar took the time to explain everything clearly and helped us get a great rate.He was always available when I had any questions. Highly recommend your services! Thanks a lot

• - 5/5

From Ensure home loan we worked with LO Yojana S and she discussed about how easy we can apply and what the best options suits to our loan it’s was very clear communication from her. The application process was straightforward and definitely recommend to try Ensure for your best possible experience and better interest rates without having any hidden costs. Approval took about two weeks and she spent decent time with us to go over complete paperwork and answered all of our questions as needed!!

• - 5/5

I recently completed a refinance with Ensure Home Loans, and I had a great experience working with Kathy, loan processor. She was incredibly patient, responsive, and helpful throughout the entire process. Her prompt communication and attention to detail made everything smooth and stress-free. Thank you, Kathy, for your outstanding support!

• - 5/5

Ensure Home Loans LLC exceeded my expectations from start to finish. The entire team was professional, responsive, and made what could have been a stressful process feel easy. The rates were competitive and the service felt personalized. I’d absolutely recommend them to anyone looking for a trustworthy home loan provider.

• - 5/5

Huge thanks to Victor and Alvin for their outstanding support during the loan process. Victor was always responsive, professional, and made everything feel seamless. Alvin’s leadership kept things moving smoothly with clear communication. Grateful to have had such a reliable team by my side. Keep up the great work!

• - 5/5

Nelson and Sophia are truly the unsung heroes at Ensure Home Loans. While most of the spotlight often goes to the front-end loan process, it’s their behind-the-scenes coordination that keeps everything running smoothly. They consistently go above and beyond — working tirelessly to connect loan officers, the processing team, and management to ensure seamless communication and timely progress. Their efforts in organizing helpful sessions and internal support not only enhance team efficiency but also reflect their genuine commitment to both client success and team development. It’s easy to overlook the roles that don’t get public attention, but Sophia and Nelson’s impact is deeply felt by those of us who’ve had the pleasure of working with them. Thank you both for your hard work, dedication, and the difference you make every day. Your contributions truly deserve more recognition

• - 5/5

Thank you Ensure team. We had a very pleasurable and professional experience using your services. Anusha was amazing. Her experience and patience to explain all the particulars made it simple and easy to understand Cassie was great in her follow up to get everything finished on time. We highly recommend your group to assist future home buyers. They will also be in very confident hands. Highest regards, Fernando and Dolores Martinez.

• - 5/5

I am an employee at Ensure, and it has truly been a wonderful experience working here. Anil Sir and Yojana Ma’am are incredibly enthusiastic and passionate about their work, which creates a motivating environment for all of us. The entire team is very supportive and always ready to help—making it a great place to grow both personally and professionally.

• - 5/5

I had an excellent experience with Ensure Home Loans. The team was incredibly responsive, knowledgeable, and genuinely cared about helping me find the best loan options for my needs. They guided me through every step of the process with clear and consistent communication, which made the entire experience smooth and stress-free. I truly appreciate their dedication and support, and I highly recommend Ensure Home Loans to anyone looking for a trustworthy and efficient mortgage partner.

• - 5/5

I am incredibly grateful to Stella at Ensure Home Loans for her exceptional service and expertise. From the very first interaction, she displayed remarkable patience and professionalism, ensuring I fully understood every aspect of my loan details, loan payments, and information, and account updates. Her deep knowledge of accounting and extensive experience with Ensure Home Loans make her an invaluable asset to customers navigating home financing. Stella goes above and beyond in handling all customer inquiries related to my loan payments, demonstrating her unmatched expertise and dedication. She provides clear, comprehensive explanations, making even complex financial matters easy to understand. Her attention to detail, willingness to assist, and customer-centric approach create a seamless and stress-free experience. Thanks to Stella’s guidance, I felt confident and well-informed throughout the process. Her commitment to excellence sets a high standard for customer service. I truly appreciate her support and highly recommend her to anyone seeking expert assistance with their home loan needs!

• - 5/5

Absolutely Outstanding Service! Working with Ensure Home Loans LLC was an incredibly smooth and stress-free experience. From the first call to closing, the team was professional, transparent, and truly dedicated to helping me get the best possible loan option. They answered every question with patience and clarity, kept me informed at every step, and made the entire home loan process feel easy. I highly recommend Ensure Home Loans LLC to anyone looking for reliable and efficient mortgage services. You won’t be disappointed

• - 5/5

It has been an absolute pleasure working with Ensure Home Loans. They are consistently responsive, organized, and proactive in communication, ensuring that every step of the process moves forward smoothly and efficiently. Their ability to coordinate between all parties and stay on top of details makes a huge difference in getting things done on time. Nelson is always available when needed and goes above and beyond to support the team and clients. A true asset to the company—reliable, resourceful, and a joy to work with. Highly recommend and appreciate the dedication and professionalism they bring to every transaction.