- 862-350-0123 (Pin: 32177)
- Troy, MI
- 586-400-2227 (Pin: 45412)
- Utica, MI
From the Business : We work face-to-face with borrowers to prequalify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. We can help you make sense out of your credit and offer tips on improving it. We understand that your home is likely your biggest investment. Our specialized approach will help you to maximize the returns on your investment, all while minimizing the cost involved. We will help you through the whole process from beginning to end to ensure you have the best experience possible. We insist that all transactions with o...
From the Business : VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.VEMA MORTGAGE (NMLS # 1019911) is a top-rated Mortgage Broker specializing in wholesale residential mortgages. We are committed to helping individuals and families realize the dream of...
From the Business : Square S Strategies is an Independent Insurance Agency representing many different companies for your insurance needs. As independent insurance agents, you have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs. Our goal is to educate and service the Michigan communities and throughout USA. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of whic...
From the Business : Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years ...
From the Business : MVR Mortgage Company LLC offers best wholesale rates in the market & is committed to best serve clients. Whether you’re buying or refinancing, you have a lot riding on your Broker/LO. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As a Certified Mortgage Advisor & Mortgage Broker, I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family ...
From the Business : CD Mortgage Corp is a trusted mortgage lending company committed to helping individuals and families achieve their dream of homeownership. With a focus on personalized service and expert guidance, CD Mortgage Corp offers a wide range of mortgage solutions tailored to fit each client’s unique financial situation and goals. Whether you are a first-time homebuyer, looking to refinance, or interested in investment properties, their experienced team is dedicated to making the mortgage process smooth and stress-free. At CD Mortgage Corp, customer satisfaction is paramount. They work cl...
From the Business : At American Business Loan, we know how overwhelming commercial real estate financing can feel. That’s why we’re here to make the process simple and stress-free — helping you find the right loan quickly and confidently. Our smart tool, CUPID™, matches you with tailored loan options from hundreds of lenders, so you get the best fit for your needs. And with our personal concierge support, we guide you every step of the way to ensure you’re supported and informed. We’re committed to making your lending experience smooth and helping you achieve your real estate goals with ease.
From the Business : I work with 50+ lenders who offer a variety of programs to help get you the best possible rates. I am an expert in assisting self-employed borrowers and can help you qualify for the right loan program using a range of loan programs from conventional loans to non-QM loans (no income verification loans) to suit your primary or investment needs.
From the Business : Looking to buy your dream home or refinance with ease? Connect with Gaurav Vaish, a reliable and knowledgeable mortgage loan advisor helping families and individuals across the Bay Area. With personalized guidance, competitive rates, and a deep understanding of the mortgage process, Gaurav ensures a smooth experience from application to closing.
From the Business : We are looking for loan officers and adding new loan originators for Ensure Home Loans has the solution for any type of residential loan - Conventional, NON-QM, Jumbo, ARM, Bank Statement Loan, DSCR Loan, Hard Money Loan, Foreign National Loan, and Construction Loan. Ensure Home Loans serves 23 states. They include Texas, California, Arizona, Washington, Colorado, Oregon, Florida, Tennessee, North Carolina, and South Carolina. Georgia, Kansas, Arkansas, Michigan, DC, Wisconsin, Illinois, Indiana, New Jersey, Connecticut, Oklahoma, and Minnesota
From the Business : Ram Ponnaganti is a dedicated Mortgage Loan Officer at Sistar Mortgage, committed to assisting individuals and families in achieving their homeownership dreams. With a strong emphasis on personalized service, Ram offers expert guidance throughout the mortgage process, ensuring clients understand their options and feel confident in their decisions. Whether you're a first-time homebuyer or looking to refinance, Ram's approach is centered on transparency, responsiveness, and tailored solutions to meet your unique financial needs.
From the Business : Direct Home Mortgages is a distinguished Loan Service licensed multiple states with offices in Dublin, Ca and Troy, MI. We have been in this line of business for 16 years. We specialize in Residential Loan Services. We are licensed in CA, TX, GA, CO...
From the Business : Mortgage One Offers Mortgage and Loan services in Farmington, MI. For further information on Mortgage and Loan services, please contact Gary Mann.
From the Business : I am one of the most distinguished Loan Services in West Bloomfield, MI. I specialize in Auto Loan Services, Business Loan Services, Commercial Loan Services, Home Loan Services, Mortgage Loan Services, Personal Loan Services, Residential Loan Servi...
From the Business : I am one of the most distinguished Loan Services in Kalamazoo, MI. I specialize in Auto Loan Services,Business Loan Services,Car Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,...
From the Business : Demonstrated ability to execute consumer loan qualifying and underwriting activities with the ultimate goal of achieving the most favorable outcome for the bank and for the borrower. Proven success in ensuring compliance with established credit poli...
From the Business : At Chinmaya Manchala, Mortgage Loan Officer © our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possib...
From the Business : The Accurate Mortgage Solutions Team is your premier mortgage team located in Canton, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mor...
From the Business : At KuberFi, our focus is on serving borrowers with exceptional customer service and providing 100% transparent and impartial mortgage information. We work on your behalf, negotiating with mortgage lenders to secure the most competitive interest rate...
From the Business : Mohan Panangavil began originating residential mortgages since Michigan in 1998. This is one of the best loan companies in Miami fl. His long term experience in providing residential loans enables him in solving every loan situation, there is. Wheth...
From the Business : I am one of the most distinguished real estate agents in Canton, MI. I specialize in Buyers Agents,Real Estate Buying and Selling Agents,Real Estate Commercial Agents,Real Estate Residential Agents,Rental Agents, and Sellers Agents By combining my r...
Square Strategy has been instrumental in helping our company. Their expertise and dedication have had a significant impact on our growth. I highly recommend their services
I had the pleasure of working with Square Strategy and it was a fantastic experience! Their team was professional, knowledgeable, and efficient. They provided valuable insights and helped us develop a solid strategic plan. I would definitely work with them again in the future
I recently engaged with Square Strategy for strategic consulting. Their team was professional and delivered high-quality services. They helped us identify new opportunities and provided practical recommendations. Overall, it was a great experience and I highly recommend them
Square Strategy exceeded my expectations. Their team went above and beyond to help us achieve our strategic objectives. Their expertise and attention to detail were impressive. I would not hesitate to work with them again in the future
Gaurav is an amazing person to work with. He helped me get my first home, much before the 30 day contract deadline
The most Transparent person I have ever met. As a first time buyer, I was very nervous… He messages every time – ‘Clear. Simple’. It was indeed the case working with him. If I ever buy another home, he will be my first choice
I had a fantastic experience working with Gaurav on my property mortgage – super friendly and easy to talk to, and very transparent, which made the whole process way less stressful making sure everything went smoothly from start to finish
Gaurav guides wonderfully throughout and makes the process of refinancing home look easy. Very patient, knowledgeable and importantly have time to talk us through every detail. A definite go-to person for refinancing
I had an amazing experience working with Gaurav on refinancing the home. He is very well available to talk and clarify my questions, I highly recommend him for your home/commercial loan/refinancing needs
have closed my home last week, and it went all smooth on the mortgage part, thanks to Sai! I will recommend Sai to everyone in the market looking to buy a home or even for refinance. You can talk to different lenders and decide, I did the same. I talked to different lenders, including Jim/Chip Bartels; amazingly, Sai's terms and interest rates beat them by a huge margin! And my closing costs are amazingly low (Low as in you will save around $4000). Working with Sai was very pleasant; he provided me with all information needed upfront so the process started fast, and he answered all the questions patiently. Since I am a first-time homebuyer, I did not understand the process and asked questions repeatedly, which he answered patiently as it was the first time. He is very professional and keeps you updated with what comes next so you would be ready and prepared. Thanks, Sai, for helping me with my lending needs in this tough time and finishing it so perfectly.
Sai was amazing. I closed my house last week, and it was so smooth. He kept me up to date on every step of the process of my mortgage application. Being a first-time homebuyer, I felt very comfortable and confident working with Sai. He answered all my questions in a matter of minutes and explained every step of the process. Last but not least - I got a great interest rate (lowest of all 4 lenders I worked with) going with Sai and saved a few thousand on the closing costs as well. I could not have asked for a better experience. Thank you, Sai
I closed with Sai a couple of days ago, and he made the process so easy. He explained everything very well. He is amazing and very nice! I will for sure be recommending him to my friends and family! I wish him the best! Thank you so much for your help!
Sai always picks up our calls and calms us with any mortgage-related questions. He is so friendly and used to take our calls even at 10 PM at night. Thank you, Sai, for the great rate and all your help in getting our dream home.
Excellent service and very approachable. Sai Lakshmana Vankayala provided clear guidance and was always available to answer questions. The experience was smooth and efficient. Thank you!
I had a wonderful experience with Sai Lakshmana Vankayala. Very professional, knowledgeable, and helpful throughout the process. I highly recommend their services to anyone looking for reliable support. Truly a great find in Indianapolis!
Outstanding service! Sai Lakshmana Vankayala is someone you can trust—punctual, respectful, and very detail-oriented. I’m extremely satisfied with the outcome and would use their service again without hesitation.
Very professional and courteous. I felt supported at every step and truly appreciated the time and effort taken to explain everything in detail. Would definitely recommend to friends and family
In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)
Very easy to work with, prompt in response gave many options to choose from. Was pleasure to work with.
Sebastian was very prompt In responding to my queries. He delivered what he has promised me for my loan. In addition, he assisted me in selling my home without agents by guiding me throughout the process with his advise and knowledge
Vipul is very excellent at explaining the Loan process Super informative in explaining all steps in loan processing Very helpful and available all times Had very good experience working with Vipul from end to end mortgage process
When there were many unknown things for a first time home buyer like me, Johnson was there with me right from step 1 until my closing where he and Sebastian helped me to process and close my loan within a short period and right on time which is less than 2 weeks. Their communications, follow-ups and directions provided during each step was really appreciative. I had shopped with multiple lenders but Johnson went an extra step and gave best interest rate in the market during that period.
Working with Sebastian was great. His advise was really valuable and trust worthy. His team helped me with all the necessary steps needed from pre-approval to closing of my rental property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my property purchase easier.
It was great experience with Vema mortgage. The process was easy and excellent. PT Johnson did great job to explain everything and made our total home buying experience smooth. He was always available for any questions or was very quick in response. Thank you again and I will definitely recommend them to my friends and collogues.
I want to give 4.5 rating. Aug 14 2024 closing was done this is my 3rd loan with VAMA mortgage. Each time had different experiences. Working with PT Johnson or Sebastian is great. Communication or timely closing process was smooth. Reason I didn't give 0.5 rating because the underwriter team is kind of PAINFUL work with them on this 3rd loan. To many paperwork to prove you have good credit and/or you are able to pay your loan. I wish they less cross verify and flexible or replace with new team I had loans with other lenders and credit union they won't cross examine too many things that not needed.
Fast service, quick and prompt replies. Always available to discuss and explain over the phone. Helped me buy my first home in Michigan April 2018.
Highly recommend Chirag Rachhadia and can say that he exceeded our expectations. We were very pleased with quick and professional service from Vema Mortgage.
This is our first home and my friend referred me to him, he is very professional and guided us in right way, offered us the best rate and educated us with all details we wanted to know so the whole process went very smooth. I would refer him to anybody who is willing to buy a new home and who wish to go through the process with less hassle.
Chirag Rachhadia help me for whole process of my refinance loan. He also help me to find cheaper rate with zero closing cost. During loan process time Whenever i call him For any questions or concern he pick up phone and explain me well. After closing my loan I also refer my few friends to him and he help them same way too. He is great person as well as his great helper. Very satisfied with his work.
Your search for best mortgage company who is a customer advocate, takes care of and offers best rate with quick turn around then don't look any further. I've worked with Ramesh Nagarajan twice and my experience was completely delightful.
Record breaking - Home Closing in 9 Days by Mr.Sebastian I have tremendous and record breaking experience with Mr. Sebastian during my mortgage process (Closed in Oct 2018). On Closing day, I even heard from Title company folks and realtors that Mr. Sebastian closed the deal (my home closing) in 9 days exactly since from the day I made an offer. Mr.Sebastian's analysis are really awesome and very knowledgeable person, he does a lot of effort & hard work with every client and built-ed trusted relationship with the banks. I found out that Mr.Sebastian works with passion and NEVER seen him in any angle that he is working for profit or commission. His goal is to help people and he is doing that as service not as business. He is very truthful, honest and works for the best interest of every client. I had an awesome experience with him and would like to REFER to all my friends. I also would like to Thank Mr.Gurjeeth Singh (REMAX Realtor) for introducing Mr.Sebastian to me.
Sebastian was on the ball every step of the way and delivered on every single promise he made to us. We was always available and kept the process very clear and easy. I would not recommend working with anyone else. Simply AMAZING experience.
Excellent Service provided by Chirag Rachhadia from Vema Mortgage LLC. I am extremely happy through out the process. He explained clearly with patience and i would strongly recommend him if anyone looking for refinancing their homes.
I bought my first home in Michigan getting the help from sebastian george. He was flawless, quick and informative. From my hunt for the lowest interest rate in town, he was the best and the services he offered was 5 star. I would recommend him for any mortgage financing and refinancing
Sebastian is very helpful and through in the loan process, very quick . Helped me to close the loan process well before the closing date . Rate is as provided in initial estimate . As a first time home buyer , I was so nervous before starting the process , but Sebastian helped me in all steps and made it look very easy and simple . Thanks Sebastian for your support in smooth loan processing. I will definitely recommend to everyone.
My experience with Sebastian was awesome. He takes his time to explain you all Informations related to mortgage. He is extremely responsive to all questions.I highly recommend Vema Mortgage.
I’m very happy to work with Vema, Sebastin helped me with quick turnaround time for processing loan with competitive rates
I worked with Chirag to refinance my home mortgage. He didn't just give me the different options but also helped me figure out the best for me. On top of that he was able to gauge the market direction and help me lock the rate at the right time that helped me get a deal much better than what I expected. He was always available to answer questions and even when I chose my own attorney, he was excellent it following up with them and making sure things moved at the right pace without hiccups. Overall it was a very pleasant experience. I highly recommend Chirag.
I have refinanced my home loan in the month of December, 2017. I received excellent service and proactive communication till closing the loan as per my timelines. Sebastian George, the mortgage consultant was very professional and friendly in all aspects during my loan processing. I always recommend Vema Mortgage LLC for all types of loans/mortgages.
Sebastian George (Vema Mortgage LLC) is very professional and friendly. we have done re-fi with him several times, whenever we need to re-fi or need a expert opinion, i would just contact him and would get a prompt response. I have referred him to several friends and all have had very pleasant experience as well.
Best experience I had from any financial broker, Sebastian was always available anytime I called. He told me everything upfront and was always transparent about the whole process. I would like have his services in future too. Thank you Sebastian for making the process of closing for my first house so seamless.
Vema Mortgage was really communicative and approachable. They are pleasure to work with and made every process of the loan very user friendly and also they promptly addressed any concerns and followed up professionally. I recommend Vema Mortgage to anyone needing a lender!
It's my pleasure to write a review for Vema Mortgage and especially about Ramesh Nagarajan ! As a first time home buyer I had so many questions. Many things were unclear to me until I spoke with Ramesh over the phone. He was very patient and explained each and everything that I was unclear earlier. He educated me with lots of stuff in mortgage loans and walked me through the entire process. He had several check points to ensure that everything is going on it's way. Whenever I message him with a specific question he would just call back and clarify it with crisp answers. I would highly recommend anyone to try Vema Mortgage and Ramesh Nagarajan if they are looking for one. Thanks again Ramesh!
I had great experience refinancing my mortgage with Vema Mortgage LLC. Very quick response, efficient and best rates offered. They closed my loan in less than10 days. Definitely recommend using them.
Excellent experience working with Sebastian and his team, I am very impressed on his ability to communicate 24x7 when I am in need of some help. I have referred some of my friends already and would recommend him to everyone. I had a bad experience last couple of times and thought all mortgage people are like that but I could not believe until I talked and worked with Sebastian that people in this line of work are human as well. Thanks Sebastian for all the help. Mallikarjun Nagolu
HIGHLY RECOMMENDED TO EACH & EVERY ONE… !!!!! I am a first time home buyer, Sebastian Bhai helped me in entire mortgage process & at the same time he educated me in taking decisions wisely & timely manner. I am absolutely Very happy with the service and overall experience dealing with Vema Mortgage. I will definitely recommend to each & everyone who is looking to purchase a home. Once again, Thank you so much Sebastian Bhai for the Overall Help & support. ?
As a first time home buyer I was so much confused about the Home mortgage.I compared rates with other lenders & Vema gave the lowest rate. Vema LLC, Sebastian & his team helped me the closing process very smoothly & within promised time frame.
It was really great working with Sebastian. He helped us getting the best rates . Moreover he answered all of our questions quickly and the whole process was very smooth and quick . I highly recommend him for the mortgage services .
Mortgage specialist and my go to person for home buying/refinance. He is very helpful and always reachable, even 6 months or a year later if you need to check on any details. Very detail oriented, has the best rate/terms and a good network of home professionals if you ever need any. Glad I was able to find Sebastian and use his expertise for my home refinancing.
Excellent service, great suggestions and took care of us all through. We got the best rate (so good that even the realtor and lawyer commented on it ) . Would highly recommend Vema and Sebastian for any mortgage related needs. Thank you.
Hey there, future borrowers! If you’re thinking about applying for a loan, one of the first things you should check is your credit score. Your credit score is like your financial report card—it tells lenders how responsible you are with credit. A higher score can mean better loan terms and lower interest rates, so let’s dive into some easy ways to boost that score before you apply! 1. Check Your Credit Report
When you're in the hustle and bustle of New York City, borrowing money might seem like a necessary step to keep up with the high cost of living. However, loans come with hidden costs that can quickly turn your financial plans upside down. Understanding these costs before you borrow is crucial to making informed decisions. 1. Interest Rates: The Obvious Yet Overlooked Cost
Buying a home is a significant milestone, and securing the best mortgage loan rates can make a huge difference in your financial journey. Here are ten tips to help you get the best rates in 2024. Check Your Credit Score
Are you a San Francisco resident looking to achieve your financial goals through a loan? With numerous loan options available, selecting the right one can be overwhelming. In this guide, we'll walk you through the thriving finance scene of San Francisco and the process of choosing the perfect loan to suit your needs. San Francisco's Thriving Finance Scene