Arora Insurance Agency Inc Insurance Services Plainview, NY US

Arora Insurance Agency Inc

One Source for all your insurance needs
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  • Serving Across Multiple States
miscellaneous_services Service Offered
Financial & Legal Services,  Insurance Services,  Property Insurance

Overview of Arora Insurance Agency Inc

  • Experience

    15 Years

  • Business owner name

    Heena

  • Contact name

    Heena

Services Offered by Arora Insurance Agency Inc
Areas Served in US by Arora Insurance Agency Inc
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Service Details

  • Auto Insurance

Having the right auto insurance policy can help in more than one way. An appropriate policy provides protection against medical and legal expenses and ensures that you can get back on the road quickly in case of damage to your vehicle.

  • Commercial Insurance

Arora Insurance Agency understands the risks involved in managing a business and the importance of mitigating that risk. Risk is an integral part of life and every business, service and industry should be cognizant of it. Although we cannot fully eliminate risk, it is advisable to identify proper ways and methods to insure the particular needs and exposures of your business.

  • Home Insurance

A home insurance policy is designed to protect and cover one of the most valuable assets, your home. A policy may cover the outside structure of your home, personal belongings inside the home and provide liability coverage. Choosing the right plan and coverage for this large financial investment is very important. At Arora Insurance Agency, we work with our clients to structure and design a specific plan to cover needs and safeguard your investment for the worst case scenario.

  • Life Insurance

A life insurance policy is one critical component to manage future finances and fulfill potential family needs. A policy pays out cash to your loved ones after you die so that they can manage the immediate financial obligations of a funeral and continue their day to day lives uninterrupted.

Selected Insurance Services
Selected service breakdown details

* Prices may vary. Confirm the final price with the provider.

Key Business Information of Arora Insurance Agency Inc

Languages Known
  • Punjabi
  • English
  • Hindi
Mode of Payment
  • Online Fund Transfer (Ecs)

About Arora Insurance Agency Inc

Arora Insurance – Promotional Flyer

Your Trusted Local Insurance Professionals

Protection for every part of your life.

From your home and car to your business and future, Arora Insurance shops dozens of top carriers to find the right coverage at the right price — so you don't have to.

What We Cover

One agency. Every coverage you need.

🏠
Homeowners

Protect your biggest investment with a policy tailored to your home and neighborhood.

🚗
Auto

Competitive rates on personal and family vehicles from leading carriers.

🏢
Business

Commercial coverage built for small businesses, contractors, and entrepreneurs.

💼
Professional Liability

Errors & Omissions coverage that keeps your professional reputation secure.

❤️
Life Insurance

Give your loved ones lasting financial peace of mind with the right life policy.

Why Arora

We do the shopping. You keep the savings.

Our team of dedicated professionals has served the local community for years, comparing policies across multiple top-rated carriers so you always get the best fit — not just a policy pushed by a single company.

Save Time

We compare dozens of plans on your behalf.

Save Money

Multi-carrier access means better rates for you.

Expert Guidance

Real agents who explain every option clearly.

24/7 Quotes

Request coverage online any time, day or night.

Client Voices

Hundreds served. Every one respected.

Arora Insurance found me a better homeowners rate in less than an hour. Their team made the whole process painless.

— Satisfied Homeowner, Plainview NY

I've trusted them with my business insurance for years. They always find competitive options and explain what I'm actually buying.

— Local Business Owner

Switching my auto policy through Arora saved me over $400 a year. Couldn't be happier with the service and the price.

— Happy Auto Client

Arora Insurance Agency Inc.Auto · Home · Business · Life · Professional LiabilityPlainview, New York

Arora Insurance Agency was founded in 2012 by Jaswinder (Jimmy) Singh. Jaswinder accumulated years of previous work experience in real estate, insurance, and most importantly, customer service. The firm was founded on the basis of continuous service.Arora Insurance Agency is an independently owned insurance firm located in New York. We represent multiple insurance companies and offer insurance services for Auto, Home, Commercial and Life. As an independent insurance agent, our customers can count on us to shop the entire market to find the best possible coverage at an optimal price. We are committed to being honest and transparent in order to provide our clients with the best possible service. We are independent agents committed to providing our clients with the most comprehensive, competitive and cost effective coverage available. We pride ourselves on providing the highest level of customer service and work diligently to make your insurance policy easy to understand. Our knowledgeable and friendly staff is available to answer all your questions and we routinely review your files to ensure that all your insurance needs are fully satisfied. Please call us or use our on-line forms for a free, no obligation insurance review and quote. Our goal is to review your file as soon as possible and provide you with proper guidance.

Review for Arora Insurance Agency Inc in Plainview, NY

  • 5/5
Based on
  • 106 Ratings
  • 106 reviews
S
Sumnish Kaur1 month ago

Rated 5.0 Arora Insurance Agency - Best in Town. Mr. Pritam Singh is one of the most professional and Honest human being , I ever met . ??????

C
Clarence Bowen2 months ago

Rated 5.0 They’ve been very helpful in securing my home insurance very quickly and efficiently.

A
Amandeep Singh Bhatti2 months ago

Rated 5.0 I recently worked with Arora Insurance for our homeowners insurance policy, and I had a positive experience with them. They really helped us to secure the best policy and in good price. I highly recommend them for your insurance needs.

A
Amarjeet Ahuja2 months ago

Rated 5.0 Awesome ?? Great insurance rates

R
Rishi Rampal2 months ago

Rated 5.0 Henna has been extremely helpful in getting the best quote for my insurance. Will definitely recommend going to her for all your insurance needs!

Facebook posts by Arora Insurance Agency Inc

Frequently Asked Questions - Arora Insurance Agency Inc

    • 1. Does my standard homeowners insurance cover flooding from the recent heavy rains in Plainview?

      No, most standard homeowners insurance policies explicitly exclude flooding caused by rising water (storms, heavy rain accumulation). You require a separate flood insurance policy through the NFIP or a private carrier. Given Plainview’s proximity to the Bethpage Swamp and changing FEMA zone maps, we strongly recommend an elevation certificate review to see if you qualify for preferred risk rates.

    • 2. I run a home-based consulting business near the Plainview LIRR station. Will my home policy cover my business liability?

      Generally, no. Most homeowners policies exclude business-related liability. If a client visits your home for a meeting and trips on your stairs, your home policy may deny the claim. You need an in-home business insurance endorsement or a separate Business Owners Policy (BOP) to cover professional liability and business property (laptop, printer).

    • 3. What is the difference between "full coverage" auto insurance and just state minimum liability in New York?

      "Full coverage" typically means you carry collision (damage to your car from an accident) and comprehensive (theft, deer, glass) in addition to liability. State minimum liability ($25k/$50k) is dangerously low for Long Island. If you cause an accident involving a new Tesla on Route 135, the damages will quickly exceed $25k. Full coverage protects your asset (your car) and your future wages via higher liability limits.

    • 4. How does an "umbrella" policy work if I am sued after a dog bite incident?

      Let's say your homeowners insurance has a liability limit of $300,000. Your dog bites a neighbor, and the court awards them $500,000. Your home policy pays the first $300k. Your umbrella insurance then kicks in to pay the remaining $200k, plus your legal defense fees. Without an umbrella, you are personally responsible for that $200k difference.

    • 5. I am a renter in a Plainview garden apartment. Is renter's insurance really necessary?

      Absolutely. Many renters mistakenly believe the landlord’s master policy covers their personal belongings (clothes, laptop, sofa). It does not. If a fire starts in the laundry room and ruins your unit, you receive $0 from the landlord’s insurer. Renters insurance costs less than a daily coffee and provides contents coverage plus liability if you accidentally leave the sink running and flood the downstairs unit.

    • 6. Can I get a discount by bundling my auto and home insurance with Arora Insurance Agency Inc?

      Yes, as an independent agency, we actively seek multi-policy discounts across our portfolio of carriers. However, we do not force a bundle if it compromises coverage. Sometimes, the cheapest bundle leaves gaps (like low medical payments). We compare "bundled" vs. "stand-alone" pricing to ensure you get the best premium savings without sacrificing protection limits.

    • 7. I recently renovated my kitchen. Do I need to tell my insurance agent?

      Yes, immediately. If you increased the value of your home by $75,000 with granite counters and custom cabinets, but your dwelling coverage limit remains at the old value, you are underinsured. In a total loss, the insurance company will only pay the old limit. We will recalculate your replacement cost to include the new renovation to prevent a catastrophic shortfall.

    • 8. What is "Personal Injury Protection" (PIP) and why is it important for my commute?

      PIP is a no-fault coverage unique to auto policies. Regardless of who caused the accident, PIP pays your medical bills, lost wages, and even funeral costs up to your limit (typically $50k in NY). Given the aggressive driving on the Long Island Expressway, PIP is your immediate lifeline to get treatment for whiplash or fractures without waiting for a liability dispute to resolve.

    • 9. Does life insurance cover death by natural causes or only accidents?

      This depends entirely on the policy type. Term life and whole life policies typically cover death by illness (cancer, heart attack), natural causes, and accidents after the contestability period (usually 2 years). Accidental death policies (often sold as supplements) only pay for specific injuries. We always recommend full medically underwritten life insurance to ensure your beneficiaries are protected regardless of how you pass away.

    • 10. How often should I review my commercial property insurance for my Plainview business?

      At least annually, or immediately after signing a new lease or buying expensive equipment. Commercial property insurance has "coinsurance clauses." If you insure your inventory for $100k but it is actually worth $200k at year-end, the insurer may penalize you and reduce your claim payment by 50%. We perform quarterly inventory audits for our high-risk retail clients to ensure limits stay accurate.

Insurance Services in Plainview, NY

Finding the right insurance coverage is about more than simply purchasing a policy—it's about protecting the people, property, and businesses that matter most. At Arora Insurance Agency Inc, clients receive personalized insurance solutions designed to provide financial security and peace of mind. Serving individuals, families, and business owners throughout Plainview and surrounding communities, the agency is committed to helping clients navigate insurance options with confidence.

As an independent insurance agency, Arora Insurance Agency Inc works with multiple insurance carriers to help clients find coverage that aligns with their specific needs and budget. Rather than offering a one-size-fits-all approach, the agency takes the time to understand each client's situation and recommend protection that makes sense for their lifestyle, assets, and future goals.

Call Arora Insurance Agency Inc today at 12-515-9579 (Pin: 20001) to discuss your personal, commercial, auto, home, life, or business insurance needs with an experienced insurance professional.

Your Trusted Independent Insurance Agency

Insurance needs can change over time, whether you're buying a home, starting a business, purchasing a new vehicle, or planning for your family's future. Arora Insurance Agency Inc helps clients make informed decisions by providing expert guidance, personalized recommendations, and access to a variety of insurance products from reputable carriers.

The agency's commitment to customer service and long-term client relationships has made it a trusted resource for insurance solutions across Plainview, Long Island, and surrounding New York communities.

Insurance Services Offered

Auto Insurance

Whether you drive daily for work or use your vehicle occasionally, having reliable auto insurance is essential. Arora Insurance Agency Inc helps drivers secure coverage options that protect against accidents, liability claims, vehicle damage, and unexpected road-related expenses.

  • Personal auto insurance
  • Liability coverage
  • Collision and comprehensive coverage
  • Multi-vehicle policies
  • Commercial auto insurance

Home Insurance

Your home is one of your most valuable investments. The agency helps homeowners find coverage that protects their property, belongings, and financial interests from unexpected events.

  • Homeowners insurance
  • Property protection
  • Personal belongings coverage
  • Liability protection
  • Rental property insurance

Life Insurance

Life insurance provides financial protection for the people who depend on you. Arora Insurance Agency Inc works with clients to identify suitable life insurance options that support long-term family and financial planning goals.

  • Term life insurance
  • Permanent life insurance
  • Family protection plans
  • Financial security planning

Business Insurance

Every business faces unique risks. From small businesses to growing enterprises, the agency helps business owners secure coverage designed to protect operations, employees, assets, and future growth.

  • Commercial property insurance
  • General liability insurance
  • Business Owner's Policies (BOP)
  • Professional liability coverage
  • Commercial auto insurance
  • Workers' compensation insurance

Commercial Truck Insurance

For trucking companies, owner-operators, and transportation businesses, having the right coverage is critical. The agency offers insurance solutions designed to help protect commercial vehicles, cargo, and business operations.

  • Commercial truck coverage
  • Fleet insurance solutions
  • Liability protection
  • Cargo coverage options

Disability Insurance

An unexpected illness or injury can affect your ability to earn an income. Disability insurance helps provide financial support during periods when you're unable to work due to qualifying medical conditions, helping protect your financial stability.

Why Choose Arora Insurance Agency Inc?

Independent Agency Advantage

Unlike agencies that represent a single carrier, Arora Insurance Agency Inc works with multiple insurance providers, allowing clients to compare options and find coverage that best fits their needs.

Personalized Coverage Solutions

Every client receives individualized attention and recommendations based on their specific circumstances, goals, and risk factors.

Experienced Insurance Guidance

With years of industry experience, the agency helps simplify the insurance process and provides clear explanations that make policy decisions easier to understand.

Support for Individuals and Businesses

Whether you're protecting your family, your home, your vehicle, or your business, the agency offers comprehensive insurance solutions under one roof.

Commitment to Customer Service

Building lasting relationships is a core part of the agency's philosophy. Clients can expect responsive service, ongoing policy reviews, and support whenever insurance needs arise.

Serving Plainview and Surrounding Areas

Arora Insurance Agency Inc proudly serves clients throughout Plainview, Long Island, and neighboring communities across New York. Whether you're seeking personal insurance protection or comprehensive business coverage, the agency is dedicated to delivering reliable insurance solutions backed by professional guidance and exceptional customer service.

Protect What Matters Most

Life is full of uncertainties, but the right insurance coverage can help you prepare for the unexpected. Whether you're looking for auto insurance, homeowners insurance, life insurance, business coverage, commercial truck insurance, or disability protection, Arora Insurance Agency Inc is committed to helping you find dependable coverage and long-term peace of mind.

Contact Arora Insurance Agency Inc

Whether you're looking for personal insurance, business coverage, life insurance, or specialized commercial policies, Arora Insurance Agency Inc is ready to help you find protection that fits your needs and budget.

Phone: 12-515-9579
Pin: 20001

Contact the team today to discuss your insurance needs and explore customized coverage solutions designed to protect what matters most.

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