American Preferred Mortgage Corp. NMLS# 2230580 Loan Services Parsippany, NJ US

American Preferred Mortgage Corp. NMLS# 2230580

FINANCING MADE EASY
  • manage_accounts
  • Serving Across Multiple States
miscellaneous_services Service Offered
Financial & Legal Services,  Loan Services,  Mortgage Loan Services

Overview of American Preferred Mortgage Corp. NMLS# 2230580

  • Experience

    15 Years

  • Contact name

    Bhavesh Shah

Services Offered by American Preferred Mortgage Corp. NMLS# 2230580
Areas Served in US by American Preferred Mortgage Corp. NMLS# 2230580

Key Business Information of American Preferred Mortgage Corp. NMLS# 2230580

Licence Number
  • 980811

About American Preferred Mortgage Corp. NMLS# 2230580

A full-service mortgage company that specializes in residential home loans closing in as quickly as 2-3 weeks!,I am one of the most distinguished Loan Services in Parsippany, NJ. I specialize in Home Loan Services,Mortgage Loan Services,Residential Loan Services. When it comes to purchasing a new home or refinancing a mortgage, everyone's financing needs are different. You may want lower monthly payments, to pay less up front, or you may have something else in mind. Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance. Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to. What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you. ! Whatever your situation, I'll help you understand your options so you can make informed decisions. Contact me to get started. We are a leading New Jersey Mortgage Company that is privately owned and licensed as a Residential Mortgage Broker. Founded in 2021, the company currently originates first and second mortgage loans in NJ, PA, CT, FL, NC, SC and TX. Many of our Mortgage Loan Originators are recognized as the Top Loan Originators in the Country. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 80% of our mortgage loans are derived from previous customer referrals.

Review for American Preferred Mortgage Corp. NMLS# 2230580 in Parsippany, NJ

  • 5/5
Based on
  • 5 Ratings
  • 273 reviews
P
2 months ago

Rated 5.0 I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

M
2 months ago

Rated 5.0 I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

P
2 months ago

Rated 5.0 Had a very good experience with Rajiv Bedi, right from getting the rates to the eventually closing. Rajiv especially has been always available for any questions and very quick in responding to texts, emails. Hope to be able to refinance with him , in the near future!

s
3 months ago

Rated 5.0 Very professional and Great Service. Very quick turnaround to close the loan. Highly recommend.

R
3 months ago

Rated 5.0 Recently got re-finance service from Rajiv Bedi. My experience was Awesome! Thanks Rajiv for your help.

Frequently Asked Questions - American Preferred Mortgage Corp. NMLS# 2230580

    • 1. WHAT DOCUMENTS ARE NEEDED FOR A HOME LOAN OR REFINANCING?

      "Unlike most loan services, American Preferred Mortgage allows you to get approved with only three documents: one W-2 and two paystubs! Other lenders usually require several paystubs, tax returns, proof of insurance, credit information, all other loan documents, financial assets, home appraisal, and possibly others.APM makes it easy to get approved!"

    • 2. HOW DO YOU PROCESS LOANS SO QUICKLY?

      Our loans are designed for the average homebuyer: a two-income household looking for a $300,000 home. With just one W2 form and two paystubs, we can process your application and get you the loan you need.

    • 3. WHAT’S THE DIFFERENCE BETWEEN PREQUALIFICATION AND PREAPPROVAL?

      "Pre-qualification is a quick process without looking at your credit score, providing an estimate of the possible loan amount. These are practically required to buy a home, but taking the next step to be pre-approved will help you make a quick move in a busy market. Pre-approval is when the lender performs a complete mortgage application and supplies the required documentation for credit checks. The lender can pre-approve up to a certain amount and give you the possible interest rate. Home sellers like to see a pre-approval because they’ll be able to close even faster on your offer."

    • 4. DO YOU REQUIRE MORTGAGE INSURANCE?

      Depending on the amount of the down payment, yes. When a borrower does not have the funds for a 20% down payment, they may be considered risky and require mortgage insurance to protect the lender.

    • 5. CAN I GET A HOME LOAN IF I JUST STARTED A NEW JOB?

      Yes, but our streamlined process works best for W2 employees. For self-employed or new employees, we will require more documents to process the loan application.

    • 6. WHY SHOULD I REFINANCE?

      "Refinancing your mortgage allows you to take advantage of the lower interest rates by lowering your monthly payment or changing your loan terms. Some homeowners choose to refinance and take equity out of their home for renovations. You may extend a 15-year mortgage to 30 years to get a significantly lower monthly payment (although you’ll want to consider the increased interest). If the interest rate has dropped significantly since you took out your loan, even the same terms might result in a lower payment. Refinancing to access equity will take some extra calculations, but could be the best option for a big renovation."

    • 7. WHEN SHOULD I REFINANCE?

      You may extend a 15-year mortgage to 30 years to get a significantly lower monthly payment (although you’ll want to consider the increased interest). If the interest rate has dropped significantly since you took out your loan, even the same terms might result in a lower payment. Refinancing to access equity will take some extra calculations, but could be the best option for a big renovation.

    • 8. IS REFINANCING WORTH THE COST?

      Here, you need to consider the break-even period for your new mortgage. If the new monthly payment doesn’t save you enough to break even on the closing costs in about 2 to 4 years, then you may be leaving the home and getting a new mortgage at that point anyway.

American Preferred Mortgage Corp. NMLS# 2230580 in Parsippany, NJ

Located in the vibrant city of Parsippany, New Jersey, American Preferred Mortgage Corp. NMLS# 2230580 stands at the forefront of mortgage and loan services. Catering to a diverse range of clients, we specialize in Mortgage Loan Services, Home Loan Services, and Residential Loan Services. Serving across multiple states, our expertise extends to a variety of markets and real estate environments.

Mission

Our mission is simple – to provide the most effective, customized loan solutions to our clients, helping them navigate the complex financial landscape with ease and confidence. We strive to ensure that every client walks away with a financing plan that meets their unique needs and circumstances, bolstering their financial stability and long-term prosperity.

Expertise

We harness a deep understanding of the mortgage industry, coupled with extensive experience in residential and home loan services. Our team of experts is adept at handling all aspects of loan processing and underwriting, ensuring a seamless and efficient experience for our clients.

Why Choose American Preferred Mortgage Corp. NMLS# 2230580 in Parsippany, NJ?

Customized Solutions:

Recognizing that each client's needs are unique, we offer tailored financial solutions that align with their individual circumstances and financial goals.

Expert:

Our team comprises seasoned professionals with a wealth of experience in the mortgage industry, enabling us to provide top-tier service to our clients.

Credential:

We are a licensed mortgage company with NMLS# 2230580, testifying to our compliance with industry standards and regulations.

Awards:

Our commitment to excellence has earned us recognition and awards within the industry, underscoring our reputation as a trusted provider of loan services.

Recognition:

Our clients and industry peers alike recognize us for our exceptional service, integrity, and commitment to client satisfaction.

Market Insight:

We provide our clients with valuable market insights, equipping them with the knowledge they need to make informed decisions about their financial future.

Comprehensive Services:

From Mortgage Loan Services to Home Loan Services and Residential Loan Services, our comprehensive suite of offerings ensures that we can cater to a diverse array of financial needs.

Client Satisfaction:

At the heart of our operation is a commitment to client satisfaction. We go above and beyond to ensure that our clients are happy with our services and the financial solutions we provide.

Services Offered

  • Mortgage Loan Services
  • Home Loan Services
  • Residential Loan Services

Contact American Preferred Mortgage Corp. NMLS# 2230580 in Parsippany, NJ

Ready to explore your financial options? Contact American Preferred Mortgage Corp. NMLS# 2230580 today. Let us guide you through the financing process, providing the expertise and support you need every step of the way.

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