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Rapid Capital Funding PC
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15 Years in Business
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Language:English , Hindi
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Rapid Capital Funding PC is in the Mortgage Bankers in near California and Loan Correspondents industry in Irvine, CA. At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We are specialized in purchase and refinancing for mortgage. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. We work with more than 100 investors. This allows us to get you highly competitive rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs! Feel free to contact Mr Navin Kohli for related to buying, selling, refinancing, or construction your dream home. Read more

Sistar Mortgage Company - NMLS#68434
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16 Years in Business
Serving ZIP Codes:99501, 99502, 99503, 99507, 99508
From the Business:We work face-to-face with borrowers to prequalify you, verify the credit and property aspects of the loan, and make sure you are protected in all areas of the transaction. We can help you make sense out of your credit and offer tips on improving it. We understand that your home is likely your biggest investment. Our specialized approach will help you to maximize the returns on your investment, all while minimizing the cost involved. We will help you through the whole process from beginning to end to ensure you have the best experience possible. We insist that all transactions with our customers, associates, vendors, and suppliers meet the highest ethical standards. Our experienced staff will help you choose the right mortgage program- NMLS Read more

Get Expert Guidance — And A Check Back At Closing.
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6 Years in Business
- 2705737
- $124k-$1495k
- Latest Property Avg - $372166
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Most people meet their real estate agent and their mortgage advisor as strangers to each other. With RIYT, you're working with a professional who understands both sides of the table — and rewards you for it. We help you with: ? Buying & selling — first-time buyers to seasoned movers, across multiple states ? Commission cashback — buy your home with RIYT as your agent and get a portion of our commission back at closing ? Mortgage financing — purchases, refinances, and pre-approval at some of the most competitive rates available ? Real estate investing — rental properties, multi-unit, fix-and-flip, and growing a long-term portfolio ? Investor financing — investment property loans, DSCR options, and strategies built around your goals Big-picture knowledge, personal attention, low rates, and a real financial perk most agents don't offer. With RIYT, you'll always know exactly who you're talking to. Your next move shouldn't feel like a leap of faith. With RIYT, it's a confident step forward — guided by someone who's got your back at every stage. Ready to make a move? Let's talk. Note: Commission cashback available where permitted by law; subject to lender approval and terms. Rates vary based on credit, loan type, and market conditions.Read more

C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender
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20 Years in Business
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Language:Malayalam , English +1 more
- Nmls C2:135622, 247199
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Joseph Chacko has been in the mortgage lending industry over 15 years, helped more than 3,000 families achieve their home financing goals. Joseph's mission is to get you the right loan, at a lower interest rate and fees and guide you through the entire loan process from start to finish. Joseph has been recognized for his production and performance within the industry, not only locally, but also nationally. Joseph has been ranked by Scotsman Guide, Mortgage Executive Magazine, Mortgage Origination News as one of the nation's Top 200 Mortgage Originators (Top 1%) for past many years in a row. His experience, 24-hour attention to detail, and dedication to his clients are the reason why the area's top realtors choose him as their preferred lender. As a Senior Mortgage Consultant with C2 Financial Corporation, Joseph takes a consultative approach to the home loan process by customizing each transaction to help his customers achieve their home financial goals. Joseph currently works with over 110 banks/Mortgage companies, and typically beat correspondent and retail lenders rates by .250%-500% and offer lower lender fees.Read more

Deepak Nathani Sr. Loan Officer 3012500780
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10 Years in Business
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Language:Telugu , Punjabi +6 more
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Deepak Nathani is a top loan officer for FL, Maryland, Virginia, Georgia, IL, CA and TX. Deepak has the lowest rates. He offer ZERO cost refinance. Deepak is right by your side every step of the way as your trusted loan service adviser, . He has an MBA degree and a diverse background in the financial world, which helps him have a better understanding of the market and market cycles. Deepak cares deeply about his work and his clients. His Mortgage work ethic is grounded with the notion that giving and doing things for others without expectation of return, is the greatest gift. He will be there for you at anytime.Read more
North Node Home Lending
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6 Years in Business
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Language:English
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:
I am one of the most distinguished Loan Services in Los Angeles, CA. I specialize in Auto Loan Services,Business Loan Services,Car Loan Services,Commercial Loan Services,Education Loans,Home Loan Services,Mortgage Loan Services,Personal Loan Services,Residential Loan Services,Student Loan Services
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice.
As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal.
And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.
Read more
CD Mortgage Corp
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16 Years in Business
- DRE #01014517 NMLS #323411
Serving ZIP Codes:99501, 99502, 99503, 99507, 99508
From the Business:CD Mortgage Corp is a trusted mortgage lending company committed to helping individuals and families achieve their dream of homeownership. With a focus on personalized service and expert guidance, CD Mortgage Corp offers a wide range of mortgage solutions tailored to fit each client’s unique financial situation and goals. Whether you are a first-time homebuyer, looking to refinance, or interested in investment properties, their experienced team is dedicated to making the mortgage process smooth and stress-free. At CD Mortgage Corp, customer satisfaction is paramount. They work closely with clients to understand their needs, provide clear explanations of available options, and help secure competitive rates. Their transparent approach ensures clients feel confident and informed every step of the way. By leveraging strong industry relationships and innovative technology, CD Mortgage Corp can deliver fast approvals and efficient closings. The company’s commitment extends beyond just financing—they strive to build lasting relationships and support clients through every phase of their homeownership journey. With CD Mortgage Corp, you gain a reliable partner focused on turning your real estate goals into reality. Whether buying your first home or upgrading to a new one, CD Mortgage Corp is here to provide expert advice and customized mortgage solutions designed for your success.Read more

Naresh Ravuri - Realtor And Loan Officer NMLS#2527635
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5 Years in Business
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Language:Telugu , English
- 2527635
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:I’m Naresh Ravuri (NMLS #2527635) — a licensed Mortgage Loan Officer in California, Florida, Texas, and Washington, helping clients secure the lowest mortgage rates and smart home loan solutions. With access to 240+ nationwide lenders, I provide real-time rate comparisons across FHA, VA, Conventional, Jumbo, and Refinance programs — so you always get the best possible deal.?? Challenge me to beat your quote! My rates are lower most of the time because I shop across a broad lender network, not just one bank. Every loan is handled with transparency, clear communication, and fast closings, ensuring you never overpay or face last-minute surprises.Whether you’re a first-time homebuyer, refinancing to save, or exploring investment property financing, I’ll tailor a plan that fits your goals — not the lender’s. My mission is simple: make your mortgage easy, affordable, and stress-free.?? Contact me today to compare live rates and discover how much you can save. Let’s make your next home loan your best one — with confidence and clarity.Read more

Sanjeev Verma Loan Officer - NMLS 291587
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21 years in Business
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Language:Punjabi , English +1 more
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Sanjeev Verma Loan Officer in California: Top Producer both in Real Estate and Mortgage. Sacramento, Elk Grove and Neighborhood specialist. Client Satisfaction is my number one Goal. Can speak Hindi, Punjabi. Education: Master’s in Computer Science, Masters in Mathematics. Get free evaluation and free consultation for Residential, commercial mortgages loans, small business loans Sacramento. The NMLS - #291587. He is the most talented knowledgeable, accurate loan officer in near California. He is one the member Berkshire Hathaway HomeServices Elite Real Estate team. Contact to get the unique service, wide knowledge and world-class professionalism for your real estate needs.Read more

Chandra Vythilingam Sr. Mortgage Loan Officer
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15 Years in Business
- 2375062
Serving ZIP Codes:94601, 94602, 94603, 94604, 94605
From the Business:Chandra Vythilingam, a Senior Mortgage Loan Officer, is a trusted name in home financing solutions, serving families and individuals across the United States. With over 15 years of professional experience, Chandra specializes in helping clients find the best mortgage products to suit their financial goals, whether for first-time homebuyers, refinancing, or investment properties. What sets Chandra apart is a personalized, transparent approach to lending. He works closely with each borrower to understand their unique needs, guiding them through every step of the loan process — from application to approval and closing. His in-depth knowledge of conventional loans, FHA, VA, Jumbo, and refinance options ensures that clients receive the most competitive rates and smooth transaction experiences. Chandra’s commitment to integrity, education, and clear communication has made him a trusted mortgage advisor in the Indian-American and wider U.S. real estate community. His philosophy is simple — “Helping you finance the home of your dreams, with confidence and care.” Whether you’re purchasing your first home or refinancing an existing one, Chandra Vythilingam provides expert financial guidance and dedicated service, ensuring that every client’s journey to homeownership is seamless, informed, and successful.Read more
Ratings & Reviews for Mortgage Loan Services
I’ve had the pleasure of working with Sanjeev Verma both as my tax client and as my real estate agent, and I can confidently say he is one of the most genuine and hardworking professionals I’ve met. Throughout the entire process, Sanjeev was always patient, responsive, knowledgeable, and truly cared about making sure everything went smoothly. What I appreciate most is his honesty and dedication — he never pressures you and always takes the time to explain things clearly. Whether it was handling real estate matters or simply being available whenever needed, he consistently went above and beyond. If you are looking for someone trustworthy, professional, and easy to work with, I highly recommend Sanjeev Verma. It’s rare to find someone who combines professionalism with such a personal and caring approach. Truly a 5-star experience.
Excellent service . Fully satisfied!
We had an excellent experience refinancing our home loan with Loan Factory. From start to finish, the entire process was smooth, transparent, and handled with a high level of professionalism. Naresh was incredibly responsive and took the time to clearly explain every step, ensuring we understood all our options before making decisions. He worked diligently to secure us a competitive rate. What stood out the most was his attention to detail and commitment to customer service. We highly recommend Naresh and Loan Factory to anyone looking to refinance or secure a home loan. His expertise and dedication made a significant difference in our experience.
Thank you for your service and support , you made loan processing so seamless.
Licensed in MD, VA, and GA, Deepak stayed in touch every step of the way—phone, email, even evenings. He was always there when I needed him
Everything You Need to Know About Mortgage Loan Services

10 Tips to Secure the Best Mortgage Loan Rates in 2024
Buying a home is a significant milestone, and securing the best mortgage loan rates can make a huge difference in your financial journey. Here are ten tips to help you get the best rates in 2024. Check Your Credit Score

How to improve your credit score before applying for a mortgage loan
Buying a home is one of the most significant financial decisions you'll ever make, and securing a mortgage loan

The Common Mistakes to Avoid When Applying for a Mortgage Loan
If you make some common mistakes during the application process, you may have a higher interest rate, a lower loan amount, or even a rejected application. To avoid these pitfalls and secure the best mortgage deal possible, here are some common mistakes to avoid when applying for a mortgage loan.

Things to note while opting for a Mortgage Loan
A mortgage loan allows you to borrow money to buy or refinance a property, such as a house, a flat, or a land. The property serves as collateral or a security for the loan, which means that if you fail to repay the loan, the lender can take possession of the property and sell it to recover the money.
FAQ of Mortgage Loan Services
- What is a mortgage loan?
A mortgage loan is a loan that is secured by a property. If you default on the loan, the lender can foreclose on the property and sell it to recoup their losses
- What exactly does a mortgage broker do?
Mortgage brokers act as a middleman between the potential customer and the mortgage lenders.
- What are the factors that lenders consider when approving a mortgage loan?
Lenders will consider a number of factors when approving a mortgage loan, including: # Your credit score # Your income # Your debt-to-income ratio # The amount of your down payment # The type of property you are buying
- What is the advantage of using a mortgage broker?
Mortgage brokers offer a good deal for loans with lower interest rates.
- How much can I afford to borrow?
There are a number of calculators available online that can help you determine how much you can afford to borrow. However, it is important to speak with a lender to get a more accurate estimate.
- How do I choose a mortgage broker?
Do some homework, fix your interest rate and check with a couple of mortgage brokers and compare their previous work experience with their clients and make a decision out of it.
- How long does a mortgage broker take?
It takes more than a month for the mortgage broker to get the loan formalities approved.
- What are the closing costs associated with a mortgage loan?
Closing costs are the fees associated with the purchase of a home. They can include things like appraisal fees, title insurance, and recording fees.
- What is the down payment?
The down payment is the amount of money that you will put down on a property when you purchase it. The amount of the down payment will affect your monthly mortgage payments
- How quickly can a mortgage be approved?
The minimum period is 18 days, and the maximum it takes up to 40 days, depending upon the lender and client.
Loan Services Specialisation
- Mortgage Loan Services
- Education Loans
- Auto Loan Services
- Business Loan Services
- Car Loan Services
- Home Loan Services
- Personal Loan Services
- Student Loan Services
- Commercial Loan Services
- Residential Loan Services
- Loan Against Deposits / Savings
- Green & Sustainable Loan Services
- Debt Consolidation Loan Services
- Gold Loans
- Jewellery Loans
Find Local Loan Services in Nearby Cities
Most Searched Loan Services Terms in Oakland, CA
- Bank Statement Loans
- Variable Universal Life Insurance
- FHA loans
- VA Loans
- Bankers Life Insurance
- Conventional Loans
- Term Life Insurance
- Investment Property Loans
- Adjustable Rate Mortgages
- Commercial Mortgages
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- Jumbo Mortgages
- Mortgage Refinance
- Life Insurance Companies
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- FHA Mortgage Loans
- Health Insurance Offices
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- Senior life insurance
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- DSCR Loans
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Promoted Loan Services Listings in Oakland, CA
- Deepak Nathani Sr. Loan Officer 3012500780
- Get Expert Guidance — And A Check Back At Closing.
- Vema Mortgage LLC
- North Node Home Lending
- Gomathi Ravichandran Mortgage Loan Officer And Realtor
- Sanjeev Verma Loan Officer - NMLS 291587
- C2 Financial Corporation: Joseph Chacko, San Diego Mortgage Broker Lender
- Naresh Ravuri - Realtor And Loan Officer NMLS#2527635
- Chandra Vythilingam Sr. Mortgage Loan Officer
- Rapid Capital Funding PC
