Residential Loan Services in New Jersey – Expert Residential Lending Solutions

• - 5/5

In Years Past, Warren has helped me refinance my home twice reducing my debt each time. He is a great guy and you will enjoy him immensely and be pleased by the reduction in your monthly mortgage payments. I highly recommend him to you. :-)

• - 5/5

Nury Pedraza Loan Officer did great job. Perfectly closed today on time. Thank You

• - 5/5

Sofia and Ati have guided me throughout my mortgage refinancing journey. They completed my refinancing within just 2 weeks which is incredible.

• - 5/5

One of the best experience in closing the mortgage. From the loan officer aarthika to the ceo they took care of my need very perfectly. Each step they guided me to make an informed decision. Thank you baba lending team. Ram

• - 5/5

Arthieka Ravichandran from Baba Lending LLC helped to close on time. She communicated with the underwriters and helped resolve all the issues in timely manner. Going to use Baba Lending again in future. Thank you Arthieka Ravichandran. Thank you Baba Lending LLC.

• - 5/5

Baba Lending team are very supportive and helpful to get my first home mortgage very quickly and hassle free. Sureshkumar Radhakrishnan is very helpful and friendly throughout my mortgage process. I recommend Baba lending for home buyers

• - 5/5

Our loan officer Arthieka was amazing right from Day one. Their team were so prompt and closed our loan in 8 days. I did lot of shopping before choosing Baba lending. I opted to work with Baba lending for two reasons, The rate and the confidence Arthieka gave me.

• - 5/5

I recently secured a mortgage loan from Baba lending , where they provided the best interest rate and ensured everything was handled on time without any delays. Mr. Sureshkumar Radhakrishnan, my loan officer, was exceptional throughout the process. I will definitely go to him for my upcoming projectS.

• - 5/5

I recently secured a mortgage loan from Baba lending , they provided the best interest rate in the current market and ensured everything was handled on time without any delays. My loan officer, Nury was helpful throughout the process and explained things I was not aware of.

• - 5/5

I had an excellent experience working with Baba Lending for my home mortgage needs. Suresh, the loan officer, was incredibly knowledgeable and took the time to explain every detail, answering all my questions with patience and promptness. Sophia was also instrumental in guiding me through the process, coordinating with different teams to keep things on track. I highly recommend Baba Lending to anyone seeking mortgage assistance.

• - 5/5

Just closed on my home and couldn’t be happier with my decision to go with Baba Lending. Sam and Arthi were my mortgage managers and played a key role throughout the process. Sam, in particular, was outstanding, always available, highly responsive, and great at breaking down complex mortgage jargon. He offered clear, helpful advice that made decision making easier and kept me on track with all my deliverables, ensuring there were no delays and that we closed on time. If you're looking to buy a home, I highly recommend asking for Sam. I’d gladly recommend him and Baba Lending to anyone.

• - 5/5

I recently closed on my house and got an opportunity to work with Vick as my loan officer. He and his team including Aparna, are very professional, diligent and stayed on top of process till closing. Right from loan application to underwriting approval and funding to close, everything went smoothly. Vick is very prompt in responding to queries and facilitate the lending process efficiently. Highly recommend Vick and team.

• - 5/5

This was our first time home buying. We were thoroughly supported and kept informed throughout the process by Kamala and Deepa from her team. Kamala worked very efficiently to bring this to the closing table in a tight timeline amid the holiday season. I will highly recommend Kamala to all of my friends and family.

• - 5/5

I highly recommend Vick as a home loan officer. He is knowledgeable, professional, and dedicated. Vick guided us through every step, making sure we understood our options and felt confident. His prompt communication and attention to detail made the process smooth and stress-free. If you need a reliable home loan officer, Vick is the best choice.

• - 5/5

Vick, my loan officer is very cooperative and his staff is supportive as well. Vick offered me very competitive rates compared to the market with no hidden charges. He was transparent about all the costs included and guided through the process

• - 5/5

I recently had an opportunity(after my friend referred me) to work with Vicky and his team(Aparna/Angela) regarding my home closure. the process was extremely smooth, very responsive team, best possible rate provided to me by Vicky. Overall excellent customer service provided by Vicky and the entire team. I would definitely recommend Vicky to my friends/family.

• - 5/5

Rajiv, I'm blown away by your exceptional service throughout my home buying journey! Your offers, commitment, and guidance far exceeded my expectations. Notably, your support and expertise surpassed even that of my realtor and attorney. Thank you for making this complex process incredibly smooth and stress-free. Your dedication and professionalism are truly unmatched!

• - 5/5

I worked with Rajiv on my refinance. He was very cooperative throughout the process. He explained each and every component in the closing document in detail. I highly recommend him for your mortgage

• - 5/5

Had a great mortgage purchase experience with American Preferred Mortgage. Rajiv Bedi and his team in particular did an amazing job securing our loan with the best rate and terms. They were very responsive and communicative throughout the process. Highly recommend them!

• - 5/5

Vick is the man to contact for all your needs. He listens to you and provides solutions and all mortgage options and alternatives like a brother! I personally shopped for 5 different mortgage brokers and bankers, and he competed the best and lowest rate for me! This was my first and will be the last person to shop for mortgage!

• - 5/5

I wanted to take a moment to express my sincere appreciation to Rajiv Bedi for his outstanding service throughout the mortgage process. Your professionalism, clear communication, and deep knowledge made what could have been a stressful experience feel smooth and manageable. You were always prompt in answering my questions and went above and beyond to ensure I understood every step. Thank you for making this such a positive experience—I would gladly recommend your services to anyone in need of mortgage assistance.

• - 5/5

Excellent service provided by Vick and his team during the refinance process. This is the 3rd time I have worked with Vick for refinance and the rates offered are unmatched. Vick and his team are on top of getting the underwriting paperwork done and communicate if there are any missing documents. Overall A+ service for rates, speed of processing and customer service.

• - 5/5

As a first time home buyer, it was a pretty smooth journey and a great experience with Vick who helped and explained everything with patience and was available throughout (even during weekends and at odd times) and was always prompt and helpful for all our questions and queries. Everything was done well within time with care which was the most important support you can get as a home-buyer. Highly recommended and thank you Vick for all the help and constant support ??

• - 5/5

I got my mortgage refinanced recently with American Preferred Mortgage Corp. They've got me the best rate on the market. I had great experience working with them and I would definitely recommend them for any new home loans or refinancing. They were so helpful though out my loan processing duration, answering my questions patiently and considering my requests. Their response is very prompt and helped to expedite the processing time. I am thankful to Rajiv and team to make things happens so smoothly.

• - 5/5

Vick has been just amazing throughout the whole mortgage processing journey - right from the loan estimating to the final closure. He especially proved to be very friendly and cooperative considering this was my first home buying experience in USA. Highly recommended for mortgage needs. I will surely be working with him anytime I have any mortgage needs. Thanks Vick!

• - 5/5

I had an excellent experience working with Vick at American Preferred Mortgage Corp. He was always available, provided valuable consulting, and helped secure the best rates by keeping me informed with market updates. His responsiveness and efficiency made the entire process smooth and stress-free. I highly recommend Vick and American Preferred Mortgage Corp to my friends and family!

• - 5/5

I had an amazing experience working with Vick. From start to finish, he made the loan process smooth, transparent, and stress-free. His team was highly professional, knowledgeable, and always available to answer my questions. They guided me through every step, ensuring I got the best possible rates and terms. I truly appreciate their dedication, excellent customer service & commitments made during initial offers! I highly recommend Vick to anyone looking for a reliable and trustworthy lender!

• - 5/5

I recently had the pleasure of working with Vick, and I couldn't be more pleased with the experience. From start to finish, he made the entire process smooth, transparent, and stress-free. Vick's professionalism and excellent communication were top-notch. He was always available to offer support and guidance, and I never felt like I was in the dark about where things stood. He truly goes above and beyond for his clients, making what could have been an overwhelming process easy to navigate. I highly recommend Vick to anyone in need of a reliable, trustworthy, and knowledgeable mortgage broker. His expertise and customer-first approach make him a standout in the industry. Thank you, Vick, for making this experience such a positive one!

• - 5/5

I had an exceptional experience working with Vick Bedi from American Preferred Mortgage. From the very beginning, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the process and made sure I understood all my options. Vick was always available to answer my questions and provided timely updates throughout the entire process. Thanks to his guidance, the process was smooth and straightforward. I felt confident that I was getting the best deal possible. Thanks to his hard work and dedication, we were able to close on the house on time and move in to our first home. I highly recommend Vick Bedi to anyone in need of mortgage services.

• - 5/5

As a first time home buyer, I had a great experience working with Silver from American preferred Mortgage. She helped and guided us in every step of securing the best possible rate in our mortgage journey. I feel that getting a mortgage was the easiest and simplest task in our whole home buying process. She has a great experience and was able to explain us each and every aspect of the borrowing process in a professional and transparent way. We were able to close on time and with confidence that there is nothing hidden. She was also able to help us understand the closing cost in detail and guided us in identifying cost that we can avoid. I would Highly recommended her to anyone in process of home buying and looking for mortgage. Thank you Silver for all the help and constant support.

• - 5/5

George Sebastian was an excellent broker, he was available 7 days a week even late hours to make our loan process as soon as possible. I am a business owner and had complicated taxes but he was still able to get the loan processed in about two weeks which was much quicker than we were expecting. Also our interest rates were lower than anyone else was able to quote us which was amazing.

• - 5/5

I cannot recommend Sebastian George Mortgage highly enough! From start to finish, they were an absolute professional, guiding me through every step of the mortgage process with expertise, patience, and dedication. The mortgage deal I got through Vema was very good and they offered the lowest interest rate too! I’m incredibly grateful for Sebastian’s support and would recommend them to anyone in need of mortgage assistance!

• - 5/5

Mr Vikas Patel is knowledgeable and prompt in providing suitable option for mortgage, as i am with a very unique situation. He listened to my case , understand it and kept trying until all the requirements met. He kept me updated with call/text throughout the process. I never felt that I am being ignored, despite my unique demands. I appreciate all his efforts. I recommend his service.

• - 5/5

I had a fantastic experience with Sebastian when we were buying our new house few months ago. He was very prompt, diligent and patient with my questions and provided me with the best rate possible in the market. Would highly recommend him and VEMA mortgage for your mortgage needs.

• - 5/5

I’m a realtor here in Charlotte, NC, and PT Johnson helped one of my clients purchase a home. From start to finish, he and his team made the process smooth and stress-free. We had zero issues and even could’ve closed ahead of schedule if needed. Definitely a 5-star experience—highly recommend PT!

• - 5/5

Working with Vipul was such a smooth and stress-free experience. Right from the start, he was super helpful, walked me through everything, and made sure I understood each step of the mortgage process. I'd definitely recommend Vema Mortgage to anyone looking for a great mortgage experience.

• - 5/5

Sebastian is incredibly professional and was a tremendous help throughout my mortgage application process. He explained every step clearly, was always prompt in responding, and worked patiently to answer all my questions. His customer-first approach truly sets him apart, and I have no doubt it will take him to great heights. I highly recommend Sebastian for his outstanding service, dedication, and support!

• - 5/5

Vema offers very good deals on mortgages, their interest rates are the lowest. They are highly responsive, understand customers needs and always do what is right for their customers. I had the opportunity to work with P.T. Johnson who assisted and guided me through out the process, he was available to talk to me at all times including Weekends and night/early mornings. He got me the best deal which could not be matched with any other lender, educated me on so many aspects of mortgage loan and home buying that I did not know. My home buying experience turned about to be positive only because of Johnson. He is the best, I am so glad I got to know him and got my mortgage through him.

• - 5/5

I had an incredible experience working with Sebastian George from Vema Mortgage. From start to finish, he assisted me in all phases and made the entire mortgage process smooth and stress-free. He was professional, knowledgeable, and always ready to answer my questions, no matter how small. He took time to explain the different options available and helped me to find the best rate and terms that suited me. Thank you Sebastian for the help and support. I highly recommend you and Vema Mortgage to anyone looking for a reliable and supportive mortgage lender. They truly go above and beyond for their clients!

• - 5/5

I cannot speak highly enough about my experience with Chirag Rachhadia/ VEMA Mortgage LLC.. From our initial consultation to closing day, he provided exceptional guidance through the entire mortgage process. He answered all my questions promptly and explaining complex terms in easy-to-understand language. He found me the best possible rate without any additional costs. His efficient processing helped me to close the loan on schedule without any delays. I highly recommend Chirag to anyone seeking a mortgage—he truly put his clients' needs first and make what could be a stressful process surprisingly smooth.

• - 5/5

We recently got a mortgage from Vipulbhai at Vema Mortgage. As first-time homebuyers, my wife and I were honestly overwhelmed by the whole mortgage process but working with Vipulbhai made everything so much easier and less stressful.He took the time to explain everything in a way that made sense. He found us the best mortgage program with an amazing rate that we never expected in this market. He was incredibly knowledgeable, responsive, and truly had our best interests at heart throughout the entire process.We’re so grateful for his support and guidance as he made what could’ve been a stressful experience feel smooth and manageable. If you’re looking for someone who knows their stuff and genuinely cares, we can’t recommend Vipulbhai enough. Thank you Vipulbhai

• - 5/5

I recently went through the process of refinancing my mortgage, and I couldn't be more pleased with the outcome. From start to finish, the process was smooth, transparent, and financially beneficial. Mohan Koday through VEMA mortgage provided excellent customer service—answering all of my questions promptly and clearly. They kept me informed at every step, and the online application and document submission process was straightforward and user-friendly. Within a few weeks, everything was finalized. Overall, the whole refinancing process was a smooth and a great experience working with Mohan Koday. I highly recommend him to my friends and family for any new home loans/ refinancing needs.

• - 5/5

Sebastian George was indicated by a Friend. Had quoted with two other brokers, and after talking to him decided to move ahead with Vema. He took care of my whole mortgage process. Let alone his relentless efforts in getting everything completed on time, communicate efficiently and quickly among all parties and support me with every single question anytime they would come up, Sebastian was able to secure me with rate conditions no other broker was offering. Peace of mind your mortgage is being taken care of by a real professional and a person great to deal with, 1000% recommend Sebastian George from Vema Mortgage.

• - 5/5

I had a very good experience with Vema Mortgage. This was my second time financing with them, and everything worked out perfectly. My lending agent PT Johnson did an amazing & very professional job on taking care of the loan process from start to finish, explaining the entire process, answering all our questions in a timely manner. Would definitely work with them for my future mortgage needs!

• - 5/5

Very Happy with Vema Mortgage. We closed on our home yesterday. Everything went smooth from start to finish. In addition to getting us best rates, Johnson was very diligent in getting things done in very timely fashion for our loan approval. He was always available for questions. Very good communication. We will certainly consider Vema Mortgage and Johnson in future.

• - 5/5

I recently worked with P T Johnson during my home loan process, and I couldn’t be more satisfied with the experience. From the very beginning, he was incredibly professional, responsive, and knowledgeable. He took the time to explain every step of the process in detail and made sure all of my questions were answered promptly and clearly. What stood out most was Johnson’s ability to make a typically stressful process feel smooth and manageable. His proactive communication and consistent follow-up ensured that we stayed on track and that I always knew what to expect next. I appreciate Johnson's assistance and wish him continued success. Please continue delivering the excellent service.

• - 5/5

I had a fantastic experience working with Vema Mortgage throughout the home-buying process. From start to finish, their team was professional, responsive, and extremely knowledgeable. Sebastian George, was especially helpful—always available to answer questions, provide updates, and made sure everything stayed on track. They took what could have been a stressful experience and made it simple and seamless. Their dedication to customer service really stood out. I highly recommend Vema Mortgage to anyone looking for a reliable, trustworthy, and efficient mortgage provider.

• - 5/5

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

• - 5/5

I recently had the pleasure of working with Vipul Hapani from VEMA for the refinancing of my home mortgage through UWM, and I couldn't be more satisfied with the experience. Vipul was incredibly professional, knowledgeable, and dedicated throughout the entire process. From the very beginning, Vipul provided clear and concise information about the refinancing options available to me. He patiently answered all my questions and ensured I understood each step of the process. His expertise and attention to detail were evident, making me feel confident and well-informed. His proactive communication kept me updated on the progress, and he was always available to address any concerns I had. Thanks to Vipul that the refinancing process was stress-free and efficient for me. I would highly recommend Vipul and VEMA to anyone looking for a reliable and professional mortgage broker !

• - 5/5

I recently refinanced my home, and I couldn't have asked for a better experience thanks to P T Johnson. From start to finish, he was incredibly professional, knowledgeable, and patient throughout the entire process. He took the time to explain every detail, answered all my questions promptly, and made sure I was completely comfortable every step of the way. What truly sets P T Johnson apart is his commitment to exceptional service and his ability to make a complex process feel smooth and stress-free. He secured a fantastic rate for me, was always transparent, and worked diligently to ensure my loan closed on time. If you're considering refinancing or need a trustworthy, efficient, and genuinely helpful loan agent, I highly recommend P T Johnson. His dedication, expertise, and client-first approach are truly top-notch. This was such a positive experience!