Trusted Loan Services in Gainesville, GA

• - 5/5

Saibabu explained all loan options clearly and worked hard to get us a good rate. There was a minor delay in follow-up after some paperwork, but he addressed it right away. Overall, a strong experience.

• - 5/5

I can’t recommend Chirag highly enough! he went above and beyond to get our mortgage loan closed in just one week—something I didn’t even think was possible. The process was smooth, stress-free, and incredibly efficient. On top of that, we had zero closing costs, which was a huge relief. Chirag was always available to answer questions, kept us updated every step of the way, and truly had our best interests at heart. If you’re looking for a loan officer who gets things done quickly and professionally, this is the one!

• - 5/5

Jay is one of the best lender I came across with. He is very helpful guy and gives all the details and explaining on financial question you get along the process

• - 5/5

Venkat is an amazing partner, he spends time in understanding the requirements and gets it done. For me he got the load approved in about 5 business days including property assessment… Will recommend him!

• - 5/5

It was great working with Sebastian from VEMA mortgage. He was very professional and eased our mortgage loan task. I would strongly recommend him.

• - 5/5

We worked with Mohan Koday from Vema and he was very helpful with our loan process. He made sure things went smoothly and had stepped in to sort out whatever hiccups we had. He was very knowledgeable and explained the whole process to us. He also worked to get us the best deal possible. Very happy with Mohan and Vema.

• - 5/5

Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.

• - 5/5

Working with Sebastian was great. His advise was really valuable and trust worthy. His team helped me with all the necessary steps needed from pre-approval to closing of my rental property. I'll definitely recommend his mortgage company for anyone for a hassle free experience. Thank you for all your hard work to make my property purchase easier.

• - 5/5

It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.

• - 5/5

Mortgage is a critical part of the home buying experience. As a first time home buyer, it was very helpful for me to work with someone who was extremely responsive and very knowledgeable of the overall process. Nowadays, almost everyone offers competitive rates but the advantage of working with a small firm is that you get a lot of personalized attention and the same individual is there to guide you in every step of the process. In this case, it was the owner Sebastian George himself. Sebastian is always just a text away whenever needed and will make sure you are prepared for EVERY scenario that may come your way on the closing day. In the end, I’m very happy I worked with VEMA Mortgage and will strongly recommend the same to everyone.

• - 5/5

Me and my fiance' worked with Sebastian for the mortgage process for our first home. He was very professional and always available for questions and clarifications! We appreciate his and his teams effort to secure us the mortgage.

• - 5/5

Jay was great to work with! He was always available to answer any questions we had. He also helped ensure that all our documents were submitted properly to make the closing process as smooth as possible. I am going to recommend him to all my friends and family

• - 5/5

An excellent service was provided by Vema mortgage, and especially Sebastian George. He went above and beyond in processing my mortgage and to accommodate the sup[er quick closing need. He guided and helped us in each and every step of the process. Really thankful to him. They had provided a competitive rate and less closing costs compared to all others. I surely recommend them to all my friends n family.

• - 5/5

I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.

• - 5/5

Ram Mortgage made the entire process simple, easy, and painless for me. They were always prompt in addressing my questions and concerns, providing accurate and helpful responses. It was a pleasure to work with them, and I highly recommend their services.

• - 5/5

We had our whole refinancing process done with Vipul from Vema Mortgage and we had an amazing experience. He called me when I am so worried about my interest rates and he worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had and he took everything into his hands and just used to update me on what is going on and what is the better solution and made me rely on his process. Such a dedicated person he is. In no time, he became a close friend and a more valuable guide that I don’t need to worry about my loan! I highly recommend Vema to everyone!

• - 5/5

Worked with Sebastian for my home lone & have great experience. He was responsive & prompt for any of the message. Done everything on time with competitive interest rate. Great Job

• - 5/5

We recently bought our mortgage loan through Mr Sebastian George from Vema mortgage. We had a great experience working with him. Throughout the process, he was very responsive and provided clear and transparent communication. He is incredibly knowledgeable, professional and always available to answer our questions. All went through nicely and hassle-free I highly recommend Sebastian George for anyone looking for mortgage. Thank you, Sebastian, for your outstanding support.

• - 5/5

It was great experience working with jay agrawal.he has very good experience about loan. Easy to work and very responsible .he helped us home loan all process and good advice and very Competitive rate..I highly recommend work with him.Once again thank you.jay good luck

• - 5/5

As a first time home buyer, I found Vipulbhai really easy to work with. He was always available to answer any questions and we got the rate we wanted with closing costs being very close to what we were quoted for in the beginning

• - 5/5

Excellent Service provided by Chirag Rachhadia from Vema Mortgage LLC. I am extremely happy through out the process. He explained clearly with patience and i would strongly recommend him if anyone looking for refinancing their homes.

• - 5/5

My friend recommended to go with Chirag from Vema mortgage and as a first time buyer I made right decision to choose him as my lender. Had many questions w.r.t mortgage and Chirag was able to help me to clarify those. Also he was able to give me good mortgage rates and even tried to maximize the adjustments. The team from Vema mortgage was very responsive. I would definitely recommend Chirag and his team as a lender for the home buyers.

• - 5/5

Vipul was incredibly patient and educated me on all aspects of my loan, and got me the best rate and closing costs possible compared to other lenders. I would highly recommend his services! Very pleasant to talk to as well and easy to reach with any questions that arose throughout the home buying process.

• - 5/5

From pre-approval to closing, Shaheen’s expertise shone through. He secured an excellent rate in just 15 days, communicated clearly at every step, and made the entire process stress-free

• - 5/5

Excellent experience working with Sebastian and Lakshmi from Vema Mortgage. Starting from 1st interaction Sebastian made sure that we understand each and every detail of mortgage process and took extra time to explain. Lakshmi kept us informed about overall progress of mortgage approval and did all necessary followups to make sure things are closed on time. Both contacted us time to time to see how things are moving at our side. All numbers were explained very properly to avoid any confusion and was offered best possible rate. Thanks Sebastian and Lakshmi. Will highly recommend Vema mortgage for anyone.

• - 5/5

I had the opportunity to work with Mohan Koday from Vema, and he did an excellent job, delivering valuable service to refinance my loan.

• - 5/5

I had a great experience with Johnson from Vema Mortgage, while buying a house in NJ. He was extremely responsive to all different questions I had and guided me in the right direction. He provided best mortgage rates in the market with zero refinancing fees and received clear to close in just 8 days!!Highly recommended!!

• - 5/5

Sebastian was on the ball every step of the way and delivered on every single promise he made to us. We was always available and kept the process very clear and easy. I would not recommend working with anyone else. Simply AMAZING experience.

• - 5/5

I recently had the pleasure of working with Vema mortgage, and I couldn't be happier with the experience. From start to finish, Sebastian made the entire home buying process incredibly smooth and easy. Their expertise gave me confidence and peace of mind as I navigated through the complexities. Overall, I highly recommend Vema Mortgage to anyone in need of a mortgage. Their professionalism, expertise, and dedication to customer satisfaction truly set them apart. And not to forget they got me a great rate. 5 Stars.

• - 5/5

I was an out of state buyer and Venkat and MVR mortgage team helped me with all my Mortage paper work. They were very thorough with required paper work and had no hiccups when the application went for underwriting. They responded to my emails in timely fashion and answered all my question and I was able to close my house on time. Thank you Venkat and team at MVR Mortage for all your help.

• - 5/5

Sebastian / Vema mortgage is very easy to work with. I checked with multiple mortgage brokers and got the best rate from Sebastian. He is so fast to respond and easily reachable. He gave me different options to choose from with valuable suggestions. He checks with multiple players and provide you with best rate. We missed the proposed closing date by one day but I do not blame him completely. I would definitely recommend Sebastian for all your mortgage financial needs.

• - 5/5

Vipul is very excellent at explaining the Loan processSuper informative in explaining all steps in loan processingVery helpful and available all timesHad very good experience working with Vipul from end to end mortgage process

• - 5/5

It was great working with Sebastian. He helped me get the lowest mortgage rate and was very prompt in moving the loan process ahead. He was also able to close the mortgage loan in quick time and also helped me understand the entire process. Always available for any questions. I highly recommended him.

• - 5/5

We had our whole mortgage process done with Vema Mortgage and we had an amazing experience. PT Johnson worked with us relentlessly during this very crucial time period. He was always available to answer any questions that we had as first time home buyers. He made as feel at ease and guided us through the process. One thing about Vema mortgage is that they don't just work during business hours. There is a Vema personnel available to answer any questions on the weekends, evenings or even at night. If any questions arise, we knew PT Johnson was available just a phone call away. That comfort for a first time home buyer means the WORLD!!!! I highly recommend Vema to everyone!

• - 5/5

I received great interest rate and 5 star service from MVR mortgage on my recent investment home. I highly recommend everyone and I would engage MVR mortgage again in future.

• - 5/5

I recently had the pleasure of working with P T Johnson as a first-time homebuyer, and I couldn't be happier with the experience. From the moment I reached out, Johnson went above and beyond to guide me through the loan process with patience and expertise. Not only did Johnson help me secure a competitive loan, but he also took the time to explain every step of the process in detail. As a first-time homebuyer, this level of guidance was invaluable and helped alleviate much of the stress associated with obtaining a mortgage.

• - 5/5

Recently closed a home. Chirag and team guided throughout the process in a timely manner. Offered the lowest quotes and also provided alternatives to lower costs.

• - 5/5

Vema Mortgage LLC is my mortgage broker for my home purchase. The team lead by Sebastian George is very proactive in making the deals with higher priority. They pay attention in details and explains every minute details to the customer. The pace at which they are operating is highly impressive to close the deals. They do regular follow-up and get the details/documents on time, they are always accessible and equipped with highly professional staffs.

• - 5/5

I had the pleasure of working with Chirag Rachhadia as my mortgage loan officer, and I couldn’t be more satisfied with the experience. From the very beginning, Chirag demonstrated a deep understanding of the mortgage process and was incredibly responsive to all my questions and concerns. He guided me through each step with patience and clarity, making what could have been a stressful process feel smooth and manageable.Chirag’s professionalism, attention to detail, and commitment to finding the best mortgage options for me were truly impressive. He went above and beyond to ensure I understood every aspect of my loan, and his dedication to customer service was evident throughout the entire process. Thanks to Chirag, I felt confident and well-informed in my decisions.

• - 5/5

Working with Sebastian on my mortgage loan was a great experience. He was super responsive, honest, and always available whenever I had questions—no matter the time or day. Anytime I had a question—no matter how big or small—he answered it clearly and honestly, always making sure I fully understood the process. What really stood out was how fast he worked whenever something needed to be done ASAP. He never missed a beat and always handled things with a sense of urgency when it mattered most. He was also incredibly flexible and calm when any issues came up. He made the whole process way less stressful and was flexible and calm even when things got a little complicated. He went above and beyond helping me out and I highly recommend him if you’re looking for someone reliable and easy to work with!

• - 5/5

I had the privilege of working with Sebastian as my mortgage agent, and I can't speak highly enough of his expertise and dedication. Sebastian not only guided me seamlessly through the mortgage process but also offered invaluable insights into finance and current housing trends. Sebastian's financial acumen ensured I secured an excellent mortgage rate, and his ability to adapt to market changes was impressive. He was always approachable, responsive, and professional, addressing all my questions promptly. If you're looking for a mortgage agent who combines industry knowledge with exceptional customer service and financial guidance, Sebastian is your best choice. My experience with him was truly outstanding.

• - 5/5

I worked with Mr.Shah for my first home loan and found him very response and helpful. He provided different options within the same day I contacted him and answered all my questions promptly.

• - 5/5

Mohan did an excellent job as our mortgage broker. He patiently clarified all my doubts and made our refinance process smooth. I look forward to working with him again in the future.

• - 5/5

I'm a first time home buyer and I got Sebastian's contact through my friend. He rated him highly and recommended to me. The day we started working together, he lived up to all my expectation, right from my first day. He is extremely professional and highly knowledgeable in mortgage domain. He educated me with the home buying process very well. He offered me the best rate and conditions compared to other lenders that I got quotes from. He is accessible and responsive ALL times, may it a late night or early in the morning. Sebastian is highly dependable and I recommend everyone to work with him to have a smooth closing and peace of mind. In my overall experience, Sebastian works in buyer's best interest.

• - 5/5

I had an excellent experience with Ram Kalagara and his team. Everyone was available when I needed and very knowledgeable to answer my questions to satisfaction. I was kept updated at every step of the process. They basically made the entire refinance process as painless as I could have hoped for!

• - 5/5

Excellent experience working with Ramesh Nagarajan from Vema Mortgage. He helped us from pre-approval to closing. He explained the mortgage process, the paperwork needed and all the numbers. Ramesh's attention to detail and follow-thru helped us to secure the mortgage loan in a remarkable 20 days. We highly recommend Ramesh's services to anyone looking for a dependable mortgage broker. Thank you Ramesh!

• - 5/5

Sebastian has helped me at least 3-4 times (refinancing/new mortgage). Every time, I get at least 3 estimates from lenders and brokers, but Sebastian always comes up at the top of the list for the rate and closing costs. If you are looking for a great deal, Sebastian is your man.

• - 5/5

Thank you so much Mr. Venkat for helping us with our loan processing in such a timely manner without any hurdles, delay. It was very quick . It’s such a pleasure working with you.

• - 5/5

I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional.Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations.Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!

• - 5/5

If you want to work with someone who strives and goes that extra mile(s) to get you the best....then go with Venkat. He is patient, responsive, diligent...cant ask for more. Thanks Venkat for all the hard work.