- Claimed

“Sulekha /Trusted” indicates that the identity & information of the vendors/services, viz., name, address, contact details, business name has been verified on best effort basis, as existing, based on the documents/information furnished by the vendors/service providers. "Sulekha Trusted Stamp" are also allocated to the vendors/service providers considering user's reviews/ratings or any other criteria.
Sulekha strongly recommends to its users/callers to verify all relevant details of vendors/services before availing any products/services from them. Sulekha does not implicitly or explicitly endorse any product/s or services provided by the vendors/service providers.
The Sulekha Verified status confirms that a business's name, address, and contact details were accurate at the time of registration, based on submitted documents or call details. We recommend users exercise caution and conduct due diligence before using any services. Sulekha does not endorse any offerings from advertisers or service providers. For more information, please refer to our Terms and Conditions.
16 Years
Jyotsna Paul
Jyotsna Paul

As an independent insurance agent, I work with my clients to find coverage tailored to your needs. I have the ability and freedom to pick and choose a product from over 25 carefully handpicked financially strong companies in my portfolio to find the best value based on your individual needs and preferences. For me you the client will always come first!
I am able to provide competitive quotes for my clients by shopping a multitude of different insurance carriers products! This means if I can't find a suitable product with one carrier, I am free to search out another carrier with a more suitable product line for my clients' needs.
Many of my clients come from Texas, but I am licensed to provide support in South Carolina and California. I can assist you with any type of your insurance needs, including Life Insurance, Long Term Care, Annuities, Critical illness, College Planning, Retirement Planning, Disability Income, and Travel Insurance.
I look forward to assisting you with your insurance needs!
Term Insurance
I can assist you with any type of your insurance needs, including Life Insurance, Long Term Care, Annuities, Critical illness, College Planning, Retirement Planning, Disability Income, and Travel Insurance.

Long Term Care
Long-term care or LTC is any of a wide range of ongoing services and support systems designed to help individuals perform self-care when they are unable to do so themselves. It can be something as simple as one spouse helping another out of bed at home, or it can involve providing round-the-clock medical care to a chronically ill patient in an institutional facility where the individual lives full time.

Annuities
In basic terms, an annuity is a financial instrument that provides a means to accumulate funds for the future, and then systematically distribute those funds over a given period. With an annuity, the owner deposits money into the contract in the form of premiums. The insurer then invests these funds, which are credited with interest earnings or grow in value in relation to the performance of the investments in which they are deposited.

Critical illness
If diagnosed with a major illness (such as cancer, heart attack, stroke or kidney failure), Critical Illness Policy will provide an immediate payment to the insured, tax-free, to be used any way your client deems necessary, such as to replace lost income and cover deductibles, co-pays or out-of-network expenses access the best health care or even explore experimental drugs or treatments.


Plan Today. Protect Tomorrow. I’m Jyotsna Paul, an Independent Licensed Life Insurance Agent, serving families and businesses across South Carolina, California, and Texas. As an independent agent, I’m not tied to one company. I work for you, comparing multiple carriers to find the best coverage at the best rates—all tailored to your unique needs. Services I Provide: Life Insurance (Term, Whole, Universal), Annuities (Retirement Income Planning), Long-Term Care Coverage, Critical Illness Protection, Disability Income Insurance, Home & Travel Insurance Options. My Promise: Personal, one-on-one guidance Simple and clear explanations (no jargon!) Protection for today and the future Let’s create a plan that gives you peace of mind—so you can focus on what matters most: your family, your health, and your dreams. Call or message me today for a free, no-obligation consultation!
Rated 5.0 We were concerned in finding life insurance for my husband because of his age that we could afford. Working with Jyotsna made the search easy. She was able to sift through many different options and help us find the best plan with the best rating at a price we could afford. Though no one likes to think about end of life, it is good to have peace of mind knowing that if something happens, our family will be financially alright.
Established in the heart of Austin, Texas, Jyotsna Paul Independent Life Insurance Agent offers a comprehensive range of insurance services. With a commitment to providing quality and personalized financial protection, Jyotsna Paul is the go-to specialist for all your insurance needs.
Our mission is to provide secure, reliable, and tailored insurance solutions that protect our clients' assets, livelihoods, and futures. We strive to create long-term relationships with our clients, assisting them in navigating through life's uncertainties with confidence.
With years of industry experience and in-depth knowledge in insurance planning and retirement schemes, Jyotsna Paul offers specialized services that cater to individual needs and situations. We are passionate about helping our clients achieve their financial goals and ensuring their peace of mind.
We understand that every individual has unique needs and circumstances. That's why we offer bespoke insurance solutions tailored to your specific needs and financial objectives.
Jyotsna Paul brings years of industry experience to the table, providing expert advice and guidance on insurance planning and retirement schemes. Trust us to guide you through the complex insurance landscape.
As a professional, independent life insurance agent, Jyotsna Paul’s credibility is recognized across multiple states. Rest assured, you're in capable and reliable hands.
Jyotsna Paul’s dedication and commitment to providing excellent service have earned recognition and numerous awards in the insurance industry.
Jyotsna Paul Independent Life Insurance Agent is widely recognized for its expertise, professionalism, and commitment to client satisfaction.
Stay ahead of the curve with our in-depth market analysis and insights. We always keep our clients informed about the latest trends and developments in the insurance industry.
We offer a wide range of insurance services including Life Insurance, Travel Insurance, Visitors Insurance, Disability Insurance, and Retirement Insurance Planning.
Our clients' satisfaction is our top priority. We pride ourselves on the high level of service we provide to each and every client.
Contact us today to protect your future and ensure your peace of mind. We're ready to assist you with all your insurance needs.

What Is Mortgage Insurance and Why Does It Matter? Mortgage insurance is a financial buffer that protects lenders if a bor...
Continue reading
What in the World Is Umbrella Insurance, Anyway? Ever wished you had a “plan B” for life’s curveballs? That’s where umbrel...
Continue reading
Insurance can feel like a maze. You hear a dozen terms, see a hundred plan options, and still wonder what you actually need....
Continue reading